Can I Rent a Car If I Freeze My Credit?
Q. If I freeze my credit report to prevent identity theft, will I be able to rent a car? I know that some companies check your credit report as well as your credit card.If you decide to freeze your credit report, you can still rent a car this summer and pay with a credit card.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
Q. If I freeze my credit report to prevent identity theft, will I be able to rent a car? I know that some companies check your credit report as well as your credit card.
If you decide to freeze your credit report, you can still rent a car this summer and pay with a credit card. Car-rental firms protect themselves by placing a hold on your card for the amount of the rental plus the cost of gas and insurance, if you select those options. That way, the company is assured of payment, and it's covered if you damage the car or keep it longer than your reservation.
However, you may not be able to use your debit card. To minimize their potential losses, Avis, Budget and Hertz check your credit report at the counter if you elect to pay with a debit card.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
You could unfreeze your credit report; it takes up to three business days and costs about $10 per credit bureau. Enterprise Rent-A-Car, the largest car-rental firm, generally checks your credit report, too, but it may let you present other documentation, such as a utility bill or pay stub, to prove your creditworthiness. "We try to be flexible and accommodate our customers," says an Enterprise spokesperson. "We consider them our neighbors." Call the branch of the agency from which you plan to rent to discuss its requirements.
If you carry a cash identification card from Avis or Hertz, you can pay for your car with cash, traveler's checks or a money order. But you must apply for the card as many as six weeks in advance, and there is a nonrefundable application fee.
Get more advice: Go to Credit and Money Management
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
-
Nasdaq Slides 1.4% on Big Tech Questions: Stock Market TodayPalantir Technologies proves at least one publicly traded company can spend a lot of money on AI and make a lot of money on AI.
-
Should You Do Your Own Taxes This Year or Hire a Pro?Taxes Doing your own taxes isn’t easy, and hiring a tax pro isn’t cheap. Here’s a guide to help you figure out whether to tackle the job on your own or hire a professional.
-
Trump $10B IRS Lawsuit Hits an Already Chaotic 2026 Tax SeasonTax Law A new Trump lawsuit and warnings from a tax-industry watchdog point to an IRS under strain, just as millions of taxpayers begin filing their 2025 returns.
-
9 Types of Insurance You Probably Don't NeedFinancial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
-
Why It's Worth Booking a Winter VacationTravel Smart In the early months of the year, travel demand dips — and so do prices.
-
5 Ways to Save on a Trip to the 2026 Olympics in ItalyA guide to going to the Milan-Cortina 2026 Winter Olympics without breaking the bank.
-
The Best (and Worst) Airlines for Flight Delays and CancellationsWhich airlines should you book and which should you avoid if you want to make it to your destination on time?
-
Four Luxury Spa Resorts for Well-Heeled TravelersWe hand-picked these U.S. luxury spa resorts for their serenity, amenities and dedication to the comfort of older travelers.
-
Child-Free Cruises Perfect For Your Retirement CelebrationHow to find a bespoke ocean or river vacation for adults. Many of these options are smaller, charming river cruises, expeditions, or niche experiences.
-
Noctourism: The New Travel Trend For Your Next Trip"Noctourism" is a new trend of building travel and vacations around events and plans that take place at night. Take a look at some inspiring noctourism ideas.
-
My Husband and I Retired at 67 With $3.2 Million, But He's Frugal About Travel. How Can I Convince Him to Loosen Up?We asked financial planning experts for advice.