Every day your mailbox is stuffed with credit card offers, and the huge limits and low introductory rates can be appealing. But jumping at the wrong card could turn into a nightmare of nuisance fees and inflating interest rates. Here, we outline how to get the best card for you.
There are different kinds of credit, different sources of credit and different prices for credit. It pays you, literally, to know the difference.
Here we explain the basics of credit cards, from the types of cards to finding the best deals to protecting your rights.
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- Credit Card Features
Make sure you know what fees and rates your card issuer is charging. - The Best Card for Your Credit Style
Will you pay off your balance every month? Carry a balance? Answers to these questions will help you zero in on the best card. - Best Credit Card Deals
If you aren't satisfied with the terms your card company is offering, you may be able to find a better plan elsewhere. - Alternatives: Charge and Debit Cards
Not all plastic cards are created equal.
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If You're Retired or Soon to Be, Don't Miss These Tax BreaksThe OBBB offers some tax advantages that are particularly beneficial for retirees and near-retirees. But they're available for only a limited time.
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Waiting to Retire to Give to Charity? 3 Reasons to Do It NowYou could wait until retirement, but making charitable giving part of your financial plan now could be far more beneficial for you and the causes you support.
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Are You Ghosting Your Finances? What to Do About Money StressAvoidance can make things worse. You can change your habits by starting small, talking with a family member or friend and being consistent and persistent.
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Banks Are Sounding the Alarm About StablecoinsThe Kiplinger Letter The banking industry says stablecoins could have a negative impact on lending.
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Big Changes Are Ahead for Higher EdThe Kiplinger Letter A major reform of higher ed is underway. Colleges are bracing for abrupt change, financial headwinds and uncertainty.
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What New Tariffs Mean for Car ShoppersThe Kiplinger Letter Car deals are growing scarcer. Meanwhile, tax credits for EVs are on the way out, but tax breaks for car loans are coming.
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AI’s Rapid Rise Sparks New Cyber ThreatsThe Kiplinger Letter Cybersecurity professionals are racing to ward off AI threats while also using AI tools to shore up defenses.
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Blue Collar Workers Add AI to Their ToolboxesThe Kiplinger Letter AI can’t fix a leak or install lighting, but more and more tradespeople are adopting artificial intelligence for back-office work and other tasks.
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AI Goes To SchoolThe Kiplinger Letter Artificial intelligence is rapidly heading to K-12 classrooms nationwide. Expect tech companies to cash in on the fast-emerging trend.
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What To Know if You’re in the Market for a New Car This YearThe Kiplinger Letter Buying a new car will get a little easier, but don’t expect many deals.
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Will Lower Mortgage Rates Bring Relief to the Housing Market?The Kiplinger Letter As mortgage rates slowly come down here's what to expect in the housing market over the next year or so.
