Advanta closed the accounts of one million small-business credit-card holders when it exited the market late last spring. If you are among them or just trawling for a better deal, decide what features matter to you. If you carry a balance, a low interest rate is preferable. If you pay off your balance each month, a rewards program may be more attractive. We like these two cards:
www.americanexpress.com/smallbusiness
The Plum Card from American Express is a charge card, like Amex's green and gold cards, for businesses with uneven cash flow. Normally with a charge card, you are expected to pay the balance in full every 30 days. With the Plum Card, pay your balance in full within ten days of receiving your statement and you receive a 1.5% credit on your next monthly statement. Pay 10% of your bill by the due date and you have 60 days to pay the remainder without incurring interest or finance charges. The annual fee of $185 is waived for the first year. Open Savings cash rebates apply with this card, too.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
-
Dow Hits New Intraday High on Fed Day: Stock Market TodayNot even the most important stock in the world could keep the oldest equity index down on a significant day for markets.
-
Savings Goal CalculatorTools Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Roth IRA Contribution Limits for 2025Roth IRAs Roth IRAs allow you to fund your retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2025 limits and income-based phaseouts.
-
How to Search For Foreclosures Near You: Best Websites for ListingsMaking Your Money Last Searching for a foreclosed home? These top-rated foreclosure websites — including free, paid and government options — can help you find listings near you.
-
Four Tips for Renting Out Your Home on Airbnbreal estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute VacationTravel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.
-
How Much Life Insurance Do You Need?insurance When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.
-
When Is the Amazon Prime Big Deal Days Sale? Everything We Know, Plus the Best Deals on Samsonite, Samsung and MoreAmazon Prime The Amazon Prime Big Deal Days sale is slated for early October. Here are the key details you need to know, plus some of our favorite early deals members can shop now.
-
How to Shop for Life Insurance in 3 Easy Stepsinsurance Shopping for life insurance? You may be able to estimate how much you need online, but that's just the start of your search.
