Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
Explore Personal Finance
Latest
-
Having No Life Insurance Is Like Driving Without a Seat Belt
Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
-
Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
-
The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
Savings -
Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best High-Yield Savings Accounts of December 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson
-
Best No-Fee High-Yield Savings Rates
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they are fee-free.
By Sean Jackson
-
15 Money-Saving Travel Tips for Retirees
travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.
By Jackie Stewart
travel -
The 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction
Tax Deductions We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.
By Kate Schubel
Tax Deductions -
Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
