News, insights and expert analysis on retirement from the team at Kiplinger.
Heard of the hedonic treadmill? It's the reason why feelings of happiness can be short-lived. How you manage it can be the key to a successful retirement.
By Andrew Rosen, CFP®, CEP
To ensure a fulfilling retirement, view longevity as an opportunity and maintain a balanced portfolio that accepts some risk while planning for substantial costs.
By Jay Sharifi
The 60/40 split could leave substantial portfolios exposed if stocks and bonds decline simultaneously. Accredited investors must take a new approach.
By Chris Wootton, ChFC®
Retirees worry about outliving their money, burdening their children, or making the wrong market move. But the right kind of fear can lead to better planning — and more peace of mind.
By David Conti, CPRC
The Kiplinger Letter If nothing is done, Social Security benefits will need to be cut by 22% in 2033.
By David Payne
Rather than fixating on a savings goal, pre-retirees should focus on building an income strategy that accounts for actual expenses and can adapt to changes.
By Chris Cohan, ChFC, RMA
Most people retire early, leaving the workforce before reaching their full retirement age (FRA). Maybe you should, too.
By Donna Fuscaldo
A 401(k) isn't the only way to build a nest egg. Discover 5 tax-smart retirement strategies used by wealthy savers.
By Donna Fuscaldo
Don't raid your nest egg for unexpected bills. From brokerage accounts to underutilized lifestyle vehicles, here is how to unlock cash without jeopardizing your future.
By Donna Fuscaldo
