Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Latest Inflation Data Keeps 2027 Social Security COLA Forecast HighAs inflation persists, the 2027 Social Security COLA forecast has dropped slightly to 3.8% — a 0.1% decrease compared to the April estimate.
By Donna LeValley
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How IRAs Impact Social SecurityDo your traditional IRA distributions count as income that could lower your Social Security benefits? It depends.
By Tom Taulli
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When Will Social Security and Medicare Run Out of Money?Social Security and Medicare trust funds, which help pay benefits, are projected to outspend their surpluses. What happens when the safety net faces a shortfall?
By Elaine Silvestrini
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Why Dave Ramsey Says Retiring at This Particular Age Is a Big MistakeSixty-two is the average retirement age in America, but Dave Ramsey explains to Kiplinger why leaving the workforce early could harm your financial security.
By Donna Fuscaldo
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How to Estimate Your Social Security Benefits in Six StepsTo plan smartly for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy
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Why 'Locking' Your Social Security Number Is the New Credit FreezeHere is how to keep your Social Security number private in an age of aggressive cybercriminals.
By Donna LeValley
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Social Security Do-Overs Quiz: Can You Undo a Claiming Mistake?Quiz Whether you're looking for a total "do-over" or just a temporary "pause," this quick quiz reveals exactly what is — and isn't — possible.
By Donna LeValley
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Could the New $6,000 Senior Bonus Tax Deduction Hurt Social Security?Tax Policy Analysis shows that a new tax break designed to help older adults could weaken what is now a key safety net for millions of retirees.
By Kelley R. Taylor
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5 Social Security Myths That Can Cost You ThousandsBefore you collect Social Security benefits, make sure you don't believe any of these falsehoods.
By Donna Fuscaldo
