Mortgages
News, insights and expert analysis on mortgages from the team at Kiplinger.
Latest
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Find the Best 30-Year Mortgage Rates
See current mortgage rates and what is driving changes now.
By Carla Ayers
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The Salary You Need for a $500,000 Home Keeps Climbing
With home prices holding firm and mortgage rates still elevated, here’s what it takes to afford a $500,000 home in today’s market.
By Paige Cerulli
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Sell, Borrow or Stay? How to Use Home Equity in Retirement
Learn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or leaving a legacy.
By Choncé Maddox
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When Does Refinancing Make Sense?
Thinking about refinancing your mortgage? Here's what you need to consider.
By Choncé Maddox
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Zombie Mortgages Are Back: Why Old Home Loans Are Resurfacing
Forgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk.
By Paige Cerulli
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Mortgage Rates Are Rising Again — Here's What You Should Do
Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance.
By Choncé Maddox
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HELOC Rules Are Changing in 2026
New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.
By Paige Cerulli
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The Best Week to Sell Your Home in 2026 Could Boost Your Price
New data reveal the best week to sell your home in 2026 and how timing could boost your sale price.
By Choncé Maddox
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How the Federal Reserve Affects Mortgage Rates — and What It Means for Homebuyers in 2026
Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.
By Dori Zinn
