When the flood waters in Iowa recede, the thousands of residents who were evacuated finally will be allowed to return to their homes to survey the damage. Some Cedar Rapids residents who were allowed to go home briefly Sunday to gather belongings reported that the destruction was overwhelming. Hopefully, most will be able to take comfort knowing insurance will cover the damage.
But, the fact is, many will discover -- as victims of Hurricane Katrina and recent tornadoes in the Midwest did -- that they don't have enough coverage or the right kind. That's why it is essential to make sure you have the insurance you need and an emergency plan before disaster strikes. Plus, you need to know what steps to take after a storm. The stories below will help you prepare.
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