The 9 Types of People You'll Meet in Retirement

Some are happier than others, and all offer some valuable retirement lessons to live by. Which type are you?

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Everyone’s experience in retirement is unique. But there are some characterizations we can draw from data collected in various surveys and studies of retirees.

Put together they form the nine types of people you’ll encounter throughout your later years. Some offer attributes you may want to adopt, and others those you are best to avoid.

They all, however, can provide lessons on how to live a fulfilling retirement.

Written by Jacob Schroeder (opens in new tab), Manager of Investor Education at Advance Capital Management. McDonnell is a financial adviser at Advance Capital Management (opens in new tab), an independent registered investment adviser based in Southfield, Mich.

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC (opens in new tab) or with FINRA (opens in new tab).

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

Jacob Schroeder, Manager of Investor Education
Manager of Investor Education, Advance Capital Management

Jacob Schroeder is the Manager of Investor Education at Advance Capital Management (www.acadviser.com/ (opens in new tab)). He is also the creator of the personal finance newsletter The Root of All (https://rootofall.substack.com/ (opens in new tab)), exploring how money shapes our lives. His goal is to help people make more informed financial decisions and live happier lives. His writing has been featured in publications such as Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, in various literary journals.