The reality of retirement may have a few shocks in store for you. 5 Costly Retirement Surprises - Slide Show
Slide Show

1 of 6

5 Costly Retirement Surprises

Thinkstock

Most people dream of retirement long before they get there. Perhaps you imagine hours spent on the golf course, taking a class on a subject that has always intrigued you or volunteering for your favorite cause. Of course, that's the idealized version of retirement. And then there's reality.

Kiplinger's asked financial planners from the National Association of Personal Financial Advisors what retirement surprises their clients most often encounter, and queried our Facebook community as well, to come up with this list of five top financial surprises. Preretirees, you are forewarned.

This story was updated in January 2013.

View as One Page

Check Out

Kiplinger's Latest Online Broker Rankings

Advertisement