How Getting Married Affects Your Social Security Benefits

Once you tie the knot, your Social Security benefit will be forever tied up with your spouse’s — and that can be a good thing if you understand how it works.

An older couple celebrate at their wedding.
(Image credit: Getty Images)

Getting married is a major life event. It requires a lot of planning that goes beyond the ceremony, especially when it comes to your finances. In addition to making sure you and your partner have similar spending habits and financial goals, you may want to consider planning for your lives in retirement. This may seem premature, but in the world of personal finance, it’s never too early to plan for your retirement.

An important part of planning is knowing what benefits you’ll have once you clock out from work for good.

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Patrick M. Simasko, J.D.
Partner, Simasko Law

Patrick M. Simasko is an elder law attorney and financial adviser at Simasko Law and Simasko Financial, specializing in elder law and wealth preservation. He’s also an Elder Law Professor at Michigan State University School of Law. His self-effacing character, style and ability have garnered him prominence and recognition throughout the metro Detroit area as well as the entire state.