5 RMD Strategies to Help Safeguard Your Retirement, Maximize Your Legacy
retirement

5 RMD Strategies to Help Safeguard Your Retirement, Maximize Your Legacy

When managed correctly, required minimum distributions can play an important role in your financial future and those of the ones you love.
February 5, 2020
20 Best Retirement Stocks to Buy in 2020
stocks

20 Best Retirement Stocks to Buy in 2020

In retirement, investors must figure out how to generate enough income without a job while also ensuring that they don't outlive their income stream.
January 31, 2020
2 IRA Changes to Consider Right Now, Thanks to the SECURE Act
IRAs

2 IRA Changes to Consider Right Now, Thanks to the SECURE Act

Quick: Who did you list as your IRA beneficiary? If you answered your children or grandchildren, not your spouse, you might want to change that ASAP.
January 30, 2020
4 Ways Women Can Win with the SECURE Act
retirement

4 Ways Women Can Win with the SECURE Act

The legislation wasn’t designed only for women, but there are four distinct ways they can take advantage with these retirement planning opportunities.
January 28, 2020
How 10 Types of Retirement Income Get Taxed
retirement

How 10 Types of Retirement Income Get Taxed

When you're planning for retirement, it's fun to contemplate all the cruises, rounds of golf and restaurant meals you have ahead of you.
January 27, 2020
Credit vs. Debit Smackdown!
Budgeting

Credit vs. Debit Smackdown!

Kiplinger.com general manager Robert Long joins the podcast to debate the merits of credit and debit cards. Plus, hosts Sandy Block and Ryan Ermey bre…
January 27, 2020
Don't Panic If You're Turning 70½ This Year and Get an RMD Statement in the Mail
retirement

Don't Panic If You're Turning 70½ This Year and Get an RMD Statement in the Mail

Thanks to the SECURE Act, RMDs aren't required until you turn age 72.
January 24, 2020
The 30 Best Mutual Funds in 401(k) Retirement Plans
investing

The 30 Best Mutual Funds in 401(k) Retirement Plans

How good are the mutual funds in your 401(k) plan?
January 22, 2020
5 Ways Your 401(k) Is a Tax Trap (and What to Do about It)
401(k)s

5 Ways Your 401(k) Is a Tax Trap (and What to Do about It)

That massive 401(k) nest egg that you're so proud of comes with some serious baggage. Here are five major cons of these accounts and a couple of alter…
January 21, 2020
Maryland Governor Proposes Major Tax Cut for Retirees
Tax Breaks

Maryland Governor Proposes Major Tax Cut for Retirees

Gov. Hogan hopes $1 billion in additional tax relief will make it more affordable for retirees to stay in Maryland.
January 17, 2020
The Costly Danger of Putting Extra Money in Your IRA
IRAs

The Costly Danger of Putting Extra Money in Your IRA

Uncle Sam will sock you with an annual penalty until you fix your mistake.
January 15, 2020
Leverage These 5 Retirement Tax Diversification Strategies
retirement

Leverage These 5 Retirement Tax Diversification Strategies

Taxes can be overwhelming in retirement, eating up income that you need to live on. Learn how to minimize taxes through tax diversification.
January 13, 2020
How Much Can You Contribute to a Roth IRA for 2019?
IRAs

How Much Can You Contribute to a Roth IRA for 2019?

The Roth IRA contribution limit is $6,000 for 2019, up from $5,500 in 2018. Retirement savers 50 and older can contribute an extra $1,000. Income limi…
January 10, 2020
How Much Can You Contribute to a Roth 401(k) for 2019?
401(k)s

How Much Can You Contribute to a Roth 401(k) for 2019?

The Roth 401(k) contribution limit increased by $500 to $19,000 for 2019. Workers 50 and older can save an extra $6,000 for retirement.
January 10, 2020
How Much Can You Contribute to a Solo 401(k) for 2019?
401(k)s

How Much Can You Contribute to a Solo 401(k) for 2019?

Some self-employed savers can put away as much as $62,000 for retirement in a solo 401(k) in 2019, depending on age and compensation.
January 10, 2020
How Much Can You Contribute to a SIMPLE IRA for 2019?
simple IRA

How Much Can You Contribute to a SIMPLE IRA for 2019?

The maximum amount workers at small businesses can contribute to a SIMPLE IRA for 2019 is $500 higher than it was for 2018.
January 10, 2020
How Much Can You Contribute to a SEP IRA for 2019?
IRAs

How Much Can You Contribute to a SEP IRA for 2019?

The maximum SEP IRA contribution is $1,000 higher than the 2018 limit and is significantly more than can be saved for retirement in a regular IRA.
January 10, 2020
Three 'Don'ts' for Charitable Giving in 2020
IRAs

Three 'Don'ts' for Charitable Giving in 2020

As you think ahead to how you can help make a difference in the new year, here are three things not to do.
January 2, 2020
Pros, Cons and Possible Disasters after SECURE Act
IRAs

Pros, Cons and Possible Disasters after SECURE Act

Sweeping retirement changes were just signed into law that bring both positives (for savers) and potentially disastrous consequences (for heirs). Here…
December 31, 2019
4 Estate Strategies for Affluent Retirees Under the SECURE Act
IRAs

4 Estate Strategies for Affluent Retirees Under the SECURE Act

Successful estate planning takes taxes into consideration, and some significant retirement legislation that just became law changes the equation on th…
December 30, 2019
Is Your 401(k) or IRA a Sleeping Tax Bear?
retirement

Is Your 401(k) or IRA a Sleeping Tax Bear?

Tax-deferred accounts could lead to an unwelcome retirement surprise, so start planning now to tame the beast.
December 23, 2019
5 Things Affluent Retirees Should Do Now that the SECURE Act Has Passed
IRAs

5 Things Affluent Retirees Should Do Now that the SECURE Act Has Passed

Here are some ways to take advantage of provisions that are beneficial, and mitigate those that aren't.
December 23, 2019
The 10 Best Vanguard Funds for 2020
mutual funds

The 10 Best Vanguard Funds for 2020

How good are Vanguard funds? Good enough that it’s easy to find 10 great investments for 2020 out of this single fund firm.
December 20, 2019
10 Ways the SECURE Act Impacts Your Retirement Savings
IRAs

10 Ways the SECURE Act Impacts Your Retirement Savings

With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement.
December 20, 2019
The Biggest 401(k) Mistake People Make
retirement

The Biggest 401(k) Mistake People Make

You've got four options for what to do with your 401(k) when you leave a job, and one of them is pretty bad.
December 20, 2019
Retirees, Don't Get Stranded Hunting Returns
Making Your Money Last

Retirees, Don't Get Stranded Hunting Returns

Some older investors are turning to unregistered securities and other alternative investment risks.
December 13, 2019