IRAs
News, insights and expert analysis on iras from the team at Kiplinger.
Latest
-
Roth IRA Contribution Limits for 2026
Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
Roth IRAs -
My Four Pieces of Advice for Women Anxious About Handling Money
Talking about money can help you take control of your finances.
By Janet Bodnar
-
Living Solely on Investment Income in Retirement: Just a Fantasy?
Relying only on investment income from your portfolio is achievable for high-net-worth individuals and those with the right mix of investments. Is it for you?
By Maurie Backman
-
Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
-
The 25 Best No-Load Mutual Funds You Can Buy
mutual funds The key to building wealth long-term is buying high-quality, no-load mutual funds run by seasoned stock pickers. Here are our favorites.
By Nellie S. Huang
mutual funds -
Four Reasons to Roll Over Your 401(k) into an IRA (And Four Reasons Not To)
401(k)s We tell you when it makes sense to move your 401(k) account to an IRA — and when it’s smart to stay put.
By Sandra Block
401(k)s -
How to Find a Financial Adviser for Retirement Planning
Finding the right financial adviser for retirement planning can save you time and money in the long run. A good adviser can also help you retire with confidence.
By Adam Shell
-
10 Reasons to Leave Your Heirs a Roth IRA
Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years. But if passed down incorrectly, your heirs won’t reap the full benefits.
By Kathryn Pomroy
-
Backdoor Roth IRAs: Help Your Kids Keep More of Their Inheritance
Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in retirement. It can help you, too.
By Adam Shell
