Without (Increasing) Income, There Is No Retirement

Your retirement security boils down to how much sustainable cash flow your retirement assets can safely and reliably produce.

$100 bills float in water.
(Image credit: Getty Images)

You’ve got a valuable home and a hefty retirement portfolio, but cash flow may be the most underrated tangible asset that you have.

Cash flow is the lifeblood of financial security, happiness and freedom. Run out of this or have it reduced, and your world can be turned upside down. For example, the difference between most homeless people and those who are not homeless, financially speaking, is that usually a homeless person doesn’t have enough cash flow to pay for housing, and a person with a home does.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Kyle Winkfield
President, Finley Alexander Wealth Management

Kyle Winkfield, president of Finley Alexander Wealth Management, is a breath of fresh air to the financial industry, empowering clients and public audiences through education and straight-forward concepts. Personal finance is a topic that unnerves many Americans and the barrage of industry jargon and fast talk leaves most uncertain about what is best for them and their families. A portfolio is not a plan, and what sets Kyle’s clients apart from the rest is they have a written plan for retirement achieving financial freedom and lifestyle security.