Avoid These 3 Retirement Income Risks

Bonds, bond funds, immediate and variable annuities may not be the best vehicles for generating retirement income. Instead, consider this alternative.

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If you’re preparing to retire, you may be spooked by today’s investing environment. That’s pretty understandable when you think about what’s happened in the stock and bond markets over the past 20 years: the 9/11 attacks, the financial crisis of 2007 to 2009 and the COVID-19 panic of March and April 2020. Despite the ups and downs, for example, the S&P 500, an index of the largest and most successful companies in America, has returned 7.51% on an annualized basis between Jan. 1, 2000, and Dec. 31, 2021. (1)

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Header Cell - Column 0 10 Year US Treasury Bond YieldYearly Interest on $100,000 Investment
January 19907.94%$7,940
January 20006.58%$6,580
January 20103.85%$3,850
January 20152.12%$2,120
January 20211.88%$1,880
September 20211.31%$1,310
Disclaimer

This article was provided by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Brady Bellue
President, Bellue & Associates Financial Management

Brady Bellue has been in financial services since 1997. He attributes his success to lots of research, being proactive, continually learning and always being available to his clients. Brady received his early experience in Chicago and New York before moving back to Wisconsin, where he has run his own business, Bellue & Associates Financial Management, since 2000. He prides himself on staying on the forefront of financial trends and innovations.