4% and Chill? Find Out If This Distribution Rule Fits Your Retirement
Take this simple quiz to discover whether the '4% Rule' will work for you in retirement.
Retirement planning can sometimes feel like trying to assemble IKEA furniture in the dark — stressful, confusing and full of variables you can’t control. Enter the '4% Rule': the retirement rule that suggests if you withdraw 4% of your nest egg in your first year of retirement (and adjust for inflation thereafter), your money should last for 30 years.
Does this classic strategy align with your long-term goals, or does the current economy demand a different approach? Use this quiz to decide if this strategy is right for you or if you should pivot toward a more adaptable approach.
More on the 4% Rule and Withdrawal Strategies, from the Kiplinger team:
- The 4% Rule for Retirement Withdrawals Gets an Upgrade
- Can the 'Guardrails Approach' Protect Your Retirement Investments?
- Retirement Calculator: How Much Do You Need to Retire?
- The 80% Rule of Retirement: Should This Rule be Retired?
- The '120 Minus You Rule' of Retirement
- The 'Die With Zero' Rule of Retirement
- The Rule of 240 Paychecks in Retirement
- The New Rules of Retirement
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