The Rules for Making a Medigap Switch

You want to find the best Medicare medigap plan for your budget. Sometimes that means changing things up. Here's some guidance.

Medicare Medigap Puzzle: Puzzle Pieces with Alphabetical Plan Letters
(Image credit: Getty Image)

If you're on traditional Medicare, you already know the importance of having a medigap plan. Medigap is private supplemental insurance that helps fill gaping holes in traditional Medicare's government- administered coverage, like the $1,556 Part A deductible for hospital care or Part B coinsurance for doctor services, typically 20% in addition to this year's $233 Part B deductible.

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David Rodeck
Contributing Writer, Kiplinger's Retirement Report