How to Approach the Caregiving Transition When It’s Time

For National Caregivers Month, this financial adviser shares her story to help others heading into the emotional challenge of providing caregiving for an aging loved one.

A young man touches foreheads with an older man in a caregiving situation.
(Image credit: Getty Images)

I never expected to take care of my mother; after all, she had always cared for me. The thought of her giving up her independence — and, to some degree, her spirit — was unthinkable to both of us. Yet, in 2017, at the age of 90, she moved into my home. I had become one of the about 40 million Americans who provide unpaid care to older adults and adults with disabilities. Almost as stressful was the process leading up to this decision. As November is National Caregivers Month, I hope my story can help others who are facing this transition.

Approach it holistically

Subscribe to Kiplinger’s Personal Finance

Be a smarter, better informed investor.

Save up to 74%

Sign up for Kiplinger’s Free E-Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

To continue reading this article
please register for free

This is different from signing in to your print subscription

Why am I seeing this? Find out more here

Kelly Gallimore, ChFC®, CES®
Wealth Manager, Merit Financial Advisors

In July 2021, Kelly joined Merit Financial Advisors, bringing 19 years of experience in the financial services industry, as well as human resources and team development. A student of Behavioral Finance, she incorporates various tools to provide insight into clients’ own financial views and how their innate strengths and struggles can influence decision-making and ultimate success in reaching goals. In addition to traditional tenants of wealth management, Kelly specializes in estate planning and administration, guiding families as they consider personal and financial legacies.