The 5 Worst Bad Habits to Carry Into Retirement

Some things are better left behind when you retire.

A woman relaxes on a couch surrounded by plants with a laptop.
(Image credit: Getty Images)

Upon entering retirement, we carry a trove of valuable assets, experiences and goals. But we may also take with us some habits best left behind. 

The adage claims bad habits die hard, and it’s true, primarily because there’s no one-size-fits-all solution. One approach is becoming more aware of these unfavorable behaviors so you can develop a strategy to tackle them. 

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Jacob Schroeder

Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (, exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.