Roth IRA Conversion Quiz: Would You Benefit from the Switch?
Discover if a Roth conversion is the right move for you by taking our quick quiz.
A Roth conversion can be a game-changer for your retirement, but it comes with a catch: the upfront tax hit. This brief quiz is designed to help you navigate that trade-off. By answering five key questions, you'll gain clarity on whether locking in today’s tax rates is a beneficial move for your specific financial situation.
Follow the links below to learn more about Roth conversions and how they impact your retirement income.
More on Roth IRAs and Conversions:
- 6 Changes to IRAs, 401(k)s and HSAs in 2026
- Roth IRAs: What They Are and How They Work
- Want to Avoid the IRMAA? Consider a Roth Conversion
- Should You Convert a Traditional IRA to a Roth after 60?
- IRA Conversion to Roth: Rules to Convert an IRA or 401(k) to a Roth IRA
- Backdoor Roth IRAs: Help Your Kids Keep More of Their Inheritance
- Roth IRA Contribution Limits for 2026
- Average IRA Balance by Age and Generation
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Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.
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