Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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These 8 States Have the Most Expensive Home Insurance in 2026
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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14 States with the Cheapest Home Insurance in 2026
Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
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An Unexpected Way Your Insurance Can Get More Expensive
How insurers are using aerial imagery to assess homes, the backlash from policyholders and how state regulators are trying to rein in the practice.
By Choncé Maddox
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How to Cut Your Auto and Home Insurance Bills This Year
Protecting your car and home with insurance is getting a lot more costly. Use these tips to minimize the pain of rising premiums.
By David Rodeck
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Why You Should Show Your Insurance Some Love
Sure, it's pricey, the policies are confusing, and the claims process is slow, but insurance is essentially the friend who shows up during life's worst moments.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Mortgage Protection Insurance: What It Covers and When It Makes Sense
How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan.
By Paige Cerulli
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Is Home Insurance Tax Deductible?
With home insurance rates on the rise, you might be hoping to at least claim the cost as a tax deduction. Here's what you need to know ahead of tax season.
By Rachael Green
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8 Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
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Do You Have an Insurance Coverage Gap for Your Valuables?
Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
