4 (Imperfect) Ways Retirees Can Pay for Dental Care

Since Medicare doesn't provide dental benefits, seniors must consider other options to cover this need.

A woman sits in a dentist's chair smiling into a mirror.
(Image credit: Getty Images)

Getting dental insurance in retirement is complicated even though seniors are prone to dental health problems. About 20% of adults 65 and older have untreated tooth decay, 68% have gum disease, and almost 1 in 5 have lost all their teeth, according to the Centers for Disease Control and Prevention. Because original Medicare doesn't cover dental care, seniors who want dental insurance must get it through a Medicare Advantage plan or buy individual dental coverage. Even then, the plans may have restrictions that leave seniors underinsured.

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Senior Retirement Editor, Kiplinger.com

Jackie Stewart is the senior retirement editor for Kiplinger.com and the senior editor for Kiplinger's Retirement Report.