Car Insurance
News, insights and expert analysis on car insurance from the team at Kiplinger.
Latest
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My car is 10 years old. Should I drop to minimum coverage on my car insurance?
Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?
By Rachael Green
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How Do Car Insurance Deductibles Work?
Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to know how it works.
By Karon Warren
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What Is the 100,000-Mile Rule in Car Insurance?
The 100,000-mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
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What Types of Car Insurance Do You Need?
These 11 types of car insurance can help cover everything from minor repairs to buying a new car. But which types do you really need?
By Sean Jackson
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Why Delaying an Insurance Claim Could Cost You
The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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My Teen Crashed His Car, and Now Our Insurance Has Tripled. What Now?
Dealing with the costly aftermath of a teen car accident is stressful. Here are your options for navigating it.
By Rachael Green
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Car Insurance Rates Are Rising Fastest in These States
Car insurance rates are on the rise everywhere, but it's worse in some states than others. Does your state have the cheapest or most expensive premiums?
By Sean Jackson
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Your End of Year Insurance Coverage Review Checklist
Sponsored by Physicians Mutual
Stop paying for insurance you don't need and close coverage gaps you didn't know about with this year-end insurance review.
By Rachael Green
