Car Insurance
News, insights and expert analysis on car insurance from the team at Kiplinger.
Latest
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Does Your Car Insurer Need to Know All Your Kids? Michigan Cases Raise Question
Who you list on your policy matters more than most drivers realize, especially when it comes to who lives in your home.
By Paige Cerulli
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Is Mechanical Breakdown Insurance Better Than an Extended Car Warranty?
More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?
By Rachael Green
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My car is 10 years old. Should I drop to minimum coverage on my car insurance?
Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?
By Rachael Green
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How Do Car Insurance Deductibles Work?
Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to know how it works.
By Karon Warren
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What Is the 100,000-Mile Rule in Car Insurance?
The 100,000-mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
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Should You Get Home or Car Insurance Through Costco?
Costco car and home insurance policies offer many perks for Costco members, including discounts and extra coverage options for more protection.
By Paige Cerulli
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What Types of Car Insurance Do You Need?
These 11 types of car insurance can help cover everything from minor repairs to buying a new car. But which types do you really need?
By Sean Jackson
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Why Delaying an Insurance Claim Could Cost You
The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
