How Patience Changed My Life Forever
We all know how patience can pay off in investing and saving for retirement. For this longtime Kiplinger contributor, patience also led him to the love of his life. It all started with a watermelon…


An East Coast university journalism professor — “Cynthia” — phoned and had a unique request. “Dennis, I use your articles in my classes. Both I and my students want to know more about your personal life, and especially about your paralegal, Anne. Who is she, really? Finally, what one aspect of your personality has been the most important for your professional success and happiness?”
I can answer that question in one word: patience. Knowing when to be patient can pay off in an all aspects of life, not just romance. Just look at some of the Kiplinger articles that note the importance of patience in investing and other issues:
- Investors Nearing Retirement Show Patience With Markets
- Caring for Aging Parents Takes Planning Ahead and Patience
- Investment Patience is a Virtue
- Patience Pays for Investing Decisions
And those are just examples where “patience” made it into the headline. Scores of other articles note the importance of patience when building wealth and coping with the ups and downs of the markets. For me, patience paid off in a life-changing way.

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Let me take you back in time to August 1969, shortly before I began law school at Loyola (Los Angeles), when I met Anne — who was a legal secretary and “the new roommate” of several Chinese students from Hong Kong. She, like thousands, were sent out of the British colony by their families in 1967 when there was real fear that China would invade.
“Dennis, you just have to meet Anne. You will be blown away by her command of English. She is beautiful and so intelligent,” I was told. So, with intelligence at the top of my dating criteria, I went to her apartment, was invited in by her roommates, and when Anne came in a short time later from work — as it was summer and hot — I said, “Let’s buy a watermelon!”
You’ve got to picture that exchange. Here, within seconds of meeting this guy, she hears an off-the-wall suggestion, but we drove to a nearby market and returned to her apartment with a watermelon.
To this day, I still remember how sweet it was.
Years earlier, as a foreign correspondent in Seoul, I interviewed soldiers from the San Fernando Valley for radio station KGIL. While traveling in Asia, I was smitten by the intelligence, beauty and kindness of the women I met.
Friends only
Law school leaves little time for dating, but we met for coffee occasionally and had wonderful conversations during one of which Anne established ground rules for our relationship: “Dennis, my family in Hong Kong is very traditional and has made it clear that I can be friends with American men, but nothing romantic, nothing ever romantic.”
I respected that Anne would honor her parents’ wishes. Our relationship would remain in the land of friendship, handshakes and nothing more.
Advice from a law school friend: Be patient!
After a while, being in this handshake relationship began to wear on me. I wanted to pursue a romantic relationship with her because I found her to be so delightful. And so, I spoke to a friend at Loyola: “Bruce, I have a deep friendship with this truly wonderful Chinese gal, but her parents do not want her to have a romantic relationship with a non-Chinese guy. I am conflicted, don’t know if it will ever change and wondering if I should politely end things.”
“Dennis,” Bruce replied, “Don’t give up. Maybe she feels the same way. Be patient.”
After law school, I joined the staff of the Kern County District Attorney’s Office and had many dates, but Anne was always on my mind.
Shortly thereafter, she moved to Vancouver, Canada. We wrote letters to each other. I cherished those letters, her handwriting, her amazingly beautiful — almost poetic — descriptions of her life. Our letter writing and an occasional phone call continued for years, and in one, she asked, “Are you married?”
“No!” I replied. “And you, Anne?”
“No,” was her encouraging answer, followed by, “I’ll be visiting a friend in L.A. Let’s get together.”
When the car door opened, everything changed
We went out for a bite, returned to her friend’s home, and as I was opening the driver’s door to escort her to the front door, Anne pulled me toward her for our first kiss!
I had fallen in love with her, and what I wanted all of these many years was a real, loving relationship. And now that was possible.
You are probably wondering, as I did then, What changed?
One of her sisters married an American, and her parents just loved the guy. That opened the door after six years of handshakes, six years of honoring Anne’s respect for her parents’ wishes, six years in which a wonderful friendship formed the basis of our marriage in 1976.
Our son, and his wife, who is from Nagoya, Japan, reside in Hong Kong and have given us the love of our lives, our 7-year-old grandson, Kai.
Every summer for all of these wonderful 47 years, when we go to a supermarket to buy a watermelon, we both stop, look at each other and remember.
Dennis Beaver practices law in Bakersfield, Calif., and welcomes comments and questions from readers, which may be faxed to (661) 323-7993, or e-mailed to Lagombeaver1@gmail.com. And be sure to visit dennisbeaver.com.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

After attending Loyola University School of Law, H. Dennis Beaver joined California's Kern County District Attorney's Office, where he established a Consumer Fraud section. He is in the general practice of law and writes a syndicated newspaper column, "You and the Law." Through his column, he offers readers in need of down-to-earth advice his help free of charge. "I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift."
-
Stocks Slip Ahead of July CPI Report: Stock Market Today
The latest inflation updates roll in this week and Wall Street is watching to see how much of an impact tariffs are having on cost pressures.
-
How Your 2025 Summer Wedding Could Save You Money on Taxes
Tax Breaks There are some wedding expenses that are tax-deductible, and you don’t want to miss out on savings.
-
What the OBBB Means for Social Security Taxes and Your Retirement: A Wealth Adviser's Guide
For Americans in lower- and middle-income tax brackets, the enhanced deduction for older people reduces taxable income, shielding most of their Social Security benefits from being taxed.
-
Financial Planner vs Investment Manager: Who's the Better Value for You?
When markets are shaky, who do you trust with your money? A recent study provides useful insights into the value that different financial professionals offer.
-
I'm a Financial Adviser: This Is How You Could Be Leaving Six Figures in Social Security on the Table
Claiming Social Security is about more than filing paperwork and expecting a check. When you do it and how you do it have huge financial implications that last the rest of your life.
-
The Big Pause: Why Are So Many Americans Afraid to Retire?
While new research sheds light on Americans' growing reluctance to quit work in later life, can anything be done to help those with the retirement jitters?
-
Five Under-the-Radar Shifts Investors and Job Seekers Can't Afford to Ignore Under the OBBB
Beyond the headlines: The new tax law's true impact for job seekers and investors lies in how it will transform industries and create opportunities in areas such as regional accounting, AI and outsourced business services.
-
I'm a Financial Professional: It's Time to Stop Planning Your Retirement Like It's 1995
Today's retirement isn't the same as in your parents' day. You need to be prepared for a much longer time frame and make a plan with purpose in mind.
-
An Attorney's Guide to Your Evolving Estate Plan: Set-It-and-Forget-It Won't Work
When did you last review your will? Before kids? Before a big move? An update is essential, but regular reviews are even better. Here's why.
-
For a Richer Retirement, Follow These Five Golden Rules
These Golden Rules of Retirement Planning, developed by a financial pro with many years of experience, can help you build a plan that delivers increased income and liquid savings while also reducing risk.