If you love shopping at Target, you'll love their RedCard. Target has three types of cards to choose from: Credit, debit and reloadable. All cardholders receive a number of perks including a 5% discount on purchases at Target stores (including in-store Starbucks cafés) and at Target.com.
Target has an additional $50 bonus for new card holders when you acquire your RedCard before December 9, 2023. There are more great cash back credit card opportunities to consider if this one has you wanting more ways to earn when you spend.
Bonus offer
RedCard Reloadable, RedCard Debit and RedCard Credit Card all offer bonuses.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
RedCard Reloadable
Get a $50 credit when you open a RedCard Reloadable Account and spend $50 at Target. You must successfully register online at redcardreloadable.com for a new account, then activate the permanent card once received in the mail and spend $50 in one transaction within 45 days of registering the card.
There is no fee for loading cash utilizing barcode reload at a Target location. The amount of each add money transaction at Target locations must be at least $20.00. You can also add money to your account from an external bank account or money app (like Venmo or Paypal) and receive direct deposits. Free cash withdrawals are available at any AllPoint ATM located inside of a Target location.
RedCard Debit and Credit Cards
If you open a new RedCard debit and credit card you will receive a coupon for $50 off a future qualifying purchase over $50 to be used after you are approved for the card. The coupon will be mailed to you with your RedCard and will be valid through January 8, 2024.
If you decide to get the RedCard credit card, you will earn 2% back on dining and gas purchases and 1% everywhere else outside of Target. The cash back rewards you earn are redeemable toward Target gift cards. You also will not earn 1% rewards when you shop at Target or Target.com, but the 5% RedCard Discount program applies to those purchases.
RedCard debit card holders pay for Target purchases directly from an existing checking account. You are required to link the card to an existing checking account and it can only be used at Target stores and Target.com.
Rewards and perks for all cardholders
In this case, all cards are created equally. You don't need to hold the credit card or link your checking account to the RedCard debit card to get the best perks. All cardholders, including the reloadable card, are eligible for the following rewards:
- 5% off every day at Target and Target.com
- No annual or monthly fees
- Free 2-day shipping on most items at Target.com
- Get an additional 30 days for returns and exchanges
- RedCard Exclusives including special items and offers
- No annual fee
Related Content
-
What Wall Street's CEOs Are Saying About Trump's TariffsWe're in the thick of earnings season and corporate America has plenty to say about the Trump administration's trade policy.
-
The Role of the U.S. Dollar in Retirement: Is It Secure?Protect your retirement from de-dollarization, because “capital always goes where it is treated best."
-
Capital One and Discover’s $35.3B Merger Approved — Here’s What It Means for Your WalletThe Capital One Discover merger reshapes the credit card landscape and could impact your credit card rewards, interest rates and card perks.
-
Earn a 50% Discount to The Cultivist With Capital One Venture XTour some of the world's top art museums for less when you use your Capital One Venture X card to score a 50% discount to The Cultivist.
-
3 Ways to Stream The Masters and Save MoneyIf you plan to stream The Masters and are looking for ways to save, we'll show you several options.
-
What Amex's Fine Hotels + Resorts (FHR) Program Gets You at Hotels In Sydney, Vegas and LisbonThree examples of hotel stays in Sydney, Vegas and Lisbon show what you get through American Express' Fine Hotels + Resorts (FHR) program.
-
Here's How to Get the Disney Plus, Hulu, Max Bundle for $10American Express Platinum cardholders can use their streaming perks to score this ad-free deal for only $10 per month. Here's how.
-
Trump's Tariffs Could Spike Gas Prices: Here’s How to SavePresident Donald Trump's tariffs against Canada could lead to higher prices at the pump. Here are ways to save.
-
Earn A Disney Bundle Discount With The Blue Cash Everyday® CardThe Blue Cash Everyday® Card from American Express offers you cash back rewards on streaming, grocery and dining. Best of all, the card offers no annual fee.
-
Earn $75 in Uber Credits When You Sign Up For ClearClear will give new customers $75 in Uber credits when they sign up for a membership.
