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What to Do When You Can’t Pay Holiday Debt
Budgeting More Americans borrowed money to pay for holiday purchases and now the bill is due. Balance transfer cards offer a reprieve.
By Elaine Silvestrini • Published
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What Does Your Credit Score Really Mean?
Basics Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.
By Emma Patch • Published
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Virtual Numbers Make Cards Safer
Technology Some mobile wallets offer this feature, which randomly generates virtual digits that are linked to your credit card.
By Rivan V. Stinson • Published
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Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
By Rivan V. Stinson • Published
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Should I Use Credit or Debit?
Basics Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.
By Emma Patch • Published
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Think Twice About Applying for Credit
Basics Credit card issuers are offering a lot of incentives, but your credit score could suffer.
By Michael Korsh • Published
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Credit Cards Offer Travel Insurance
Travel Premium rewards cards that may charge an annual fee generally provide better coverage.
By Rivan V. Stinson • Published
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New Perks From Our Best Rewards Cards
Smart Buying No annual fee, new tiered rewards and more cash back are some of the offerings.
By Rivan V. Stinson • Published
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Think Twice Before You Close a Credit Card
Smart Buying Even if you’re no longer using it, closing an account could ding your credit score.
By Rivan V. Stinson • Published