Earn $900+ with IHG One Rewards Premier Business Card Bonus

Get the IHG One Rewards Premier card's 140,000 bonus points for hotel stays.

A young female freelancer tourist is using her laptop at the rooftop patio of the hotel where she is staying during her travel.
(Image credit: Recep-bg for Getty Images)

This article only reviews the IHG One Rewards Premier Business card. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship with advertisers. 

Rates checked as of September 27, 2023.

The IHG One Rewards Premier Business credit card is offering a great sign-up bonus for new cardholders: earn 140,000 Bonus Points after spending $3,000 on purchases in the first three months after opening the account. 

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As bonuses for rewards credit cards go, this is one of the best Kiplinger editors have seen recently. Just be sure that your small business can spend at least $3,000 in three months, and that you understand how business credit cards work, as well as what other offers are out there. Still, with a value of about $980 the welcome bonus more than offsets the $99 annual fee.

If you like the bonus but want a personal card instead of a business card, check out our review of the IHG One Rewards Premier card, which is currently offering a bonus worth over $1,000.


IHG® One Rewards Premier Business Credit Card

This is a solid business travel card from Chase Bank and the IHG hotel chain, which has over 18 hotel brand partners. The current welcome offer is very generous and more than offsets the $99 annual fee. Earn 140,000 bonus points when you spend $3,000 in the first three months after opening the account. 

  • Interest rate: 21.49% to 28.49% variable APR for purchases and balance transfers.
  • Annual fee: $99
  • Rewards rate: Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts. Earn five points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn three points per $1 spent on all other purchases.
  • Other benefits: Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay. And get automatic Platinum Elite status as long as you remain a Premier Business card member.
  • Travel benefits: Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
  • Sign-up bonus: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first three months from account opening. This limited-time welcome bonus offer will be removed from the card's online application page by 9:00 a.m. EDT on September 28, 2023.

What is the value of IHG rewards points?

Valuing rewards program points or miles is rarely cut and dry, but it is useful to understand how much you can expect from points. 

According to WalletHub, you'll need on average 37,500 points for a free night in an IHG hotel, and each point is worth about 0.7 cents. In this case, the bonus reward will get you on average four free nights at a hotel, or it is worth about $980. You can, of course, get more nights by staying at more affordable hotels.

Although points are worth less than a dollar, they are easy to earn if you are a frequent traveler. You can earn up to 26 total points per $1 spent when you stay at an IHG hotel. Earn five points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. And earn three points per $1 spent on all other purchases.

And the bonus qualifies new cardholders for Platinum Elite Status, which comes with benefits like free room upgrades, early check-in and late check-out and free internet. And Platinum Elite members earn an extra 60% worth of bonus points on qualified hotel stays. Allow up to eight weeks for your Platinum Elite Status to go into effect.

Where can you stay with IHG rewards points?

There are 18 IHG hotel brands, including budget hotels like Holiday Inn and Avid Hotels. IHG also includes luxury resorts, such as Intercontinental, Klimpton and Six Senses, and mid-tier properties like Even hotels.

IHG hotels have properties in over 6,000 locations worldwide. As the card has no foreign transaction fee, it is ideal for travel abroad.

List and logo of the 18 brand partners of IHG Hotels and Resorts company.

(Image credit: IHG Hotels & Resorts, company website. Brand partners are as of June, 2023.)

Are you or someone in your immediate family an active duty servicemember? IHG Army Hotels provide hotel rooms for military and contractor personnel near or on Army bases. And as a Platinum Elite member, you'll earn an extra 4.8 points for each hotel stay.

Bottom line

If you travel frequently for work, this card might be a great fit for you, especially with the current bonus offer. Just make sure you can qualify for the bonus with adequate spending, and be sure to review the risks and rewards of owning a small business credit card.


As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.

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Ellen Kennedy
Contributing Editor, ESG, Kiplinger.com

Ellen writes on environmental, social and governance (ESG) investing and sustainability. She was an ESG manager and analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies, led corporate engagements, and filed shareholder proposals. 

Prior to joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from University of California in international relations and Latin America. She is fluent in Spanish and Portuguese.