Earn $980 with the IHG One Rewards Premier Business Card Bonus
Get the IHG One Rewards Premier Business card's 140,000 bonus points and free hotel stays.

This article only reviews the IHG One Rewards Premier Business card. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship with advertisers.
Rates and bonus offers checked as of January 23, 2025.
The IHG One Rewards Premier Business Credit Card is offering a great sign-up bonus for new cardholders: earn 140,000 Bonus Points after spending $4,000 on purchases in the first three months after opening the account. And the card has another sweetener. New cardholders can enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
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IHG One Rewards Premier Business overview
As bonuses for rewards credit cards go, this is one of the best Kiplinger editors have seen recently. Just be sure that your small business can spend at least $4,000 in three months, and that you understand how business credit cards work and what other offers are out there. Still, with a value of almost $1,000, the welcome bonus more than offsets the $99 annual fee.
IHG One Rewards Premier Business Credit Card
This is a solid business travel card from Chase Bank and the IHG hotel chain, which has over 18 hotel brand partners. The current welcome offer is very generous and offsets the $99 annual fee. Earn 140,000 bonus points when you spend $4,000 in the first three months after opening the account.
- Interest rate: 19.99% - 28.49% variable APR for purchases and balance transfers. A rate of 29.24% variable APR is available for cash advances.
- Annual fee: $99
- Rewards rate: Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts. Earn five points per $1 spent on purchases on travel, at gas stations, select advertising and restaurants. Earn three points per $1 spent on all other purchases.
- Other benefits: Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- Ample point redemption opportunities: IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
- Travel benefits: Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.
- Sign-up bonus: Earn 140,000 Bonus Points after spending $4,000 on purchases in the first three months from account opening.
What is the value of IHG rewards points?
Valuing rewards program points or miles is rarely cut and dry, but it is useful to understand how much you can expect from points.
According to WalletHub, you'll need on average 37,500 points for a free night in an IHG hotel, and each point is worth about 0.7 cents. In this case, the bonus reward will get you on average three free nights at a hotel — or it is worth about $980. You can, of course, get more free nights by staying at more affordable hotels.
Although points are worth less than a dollar, they are easy to earn if you are a frequent traveler. You can earn up to 26 total points per $1 spent when you stay at an IHG hotel. Earn five points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. And earn three points per $1 spent on all other purchases.
And the bonus qualifies new cardholders for automatic Platinum Elite status, which comes with benefits like free room upgrades, early check-in and late check-out and free internet. Platinum Elite members earn an extra 60% worth of bonus points on qualified hotel stays. Allow up to eight weeks for your Platinum Elite Status to go into effect.
Where can you stay with IHG rewards points?
There are 18 IHG hotel brands, including budget hotels like Holiday Inn and Avid Hotels. IHG also includes luxury resorts, such as Intercontinental, Klimpton and Six Senses, and mid-tier properties like Even hotels.
IHG hotels have properties in over 6,000 locations worldwide. As the card has no foreign transaction fee, it is ideal for travel abroad.
Are you or someone in your immediate family an active-duty service member? IHG Army Hotels provide hotel rooms for military and contractor personnel near or on Army bases. And as a Platinum Elite member, you'll earn an extra 4.8 points for each hotel stay.
Bottom line
If you travel frequently for work, this card might be a great fit for you, especially with the current bonus offer. Just make sure you can qualify for the bonus with adequate spending, and be sure to review the risks and rewards of owning a small business credit card.
Other business card deals
As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
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Ellen writes and edits retirement stories. She joined Kiplinger in 2021 as an investment and personal finance writer, focusing on retirement, credit cards and related topics. She worked in the mutual fund industry for 15 years as a manager and sustainability analyst at Calvert Investments. She earned a master’s from U.C. Berkeley in international relations and Latin America and a B.A. from Haverford College.
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