10 Best Places For Gen Z To Buy A Home

These are the top 10 U.S. cities where it’s easiest for Gen Z to become homeowners.

Rear view of woman looking looking at real estate sign, planning to buy a home.
(Image credit: Getty Images)

Buying a home is out of the cards for most young people, thanks to high mortgage rates, expensive home prices, inflation, student loan debt and job insecurity. In fact, almost 60% of parents with adult children helped their kids financially in 2023. But while home ownership is off the table for many, it hasn’t stopped all Gen Z homebuyers; According to Redfin, 30% of 25-year-olds in 2022 owned their own home, compared to 28% of millennials and 27% of Gen Xers when they were 25. 

Where young Americans stand a chance of owning a home depends largely on location, and a recent study from Point2 Homes has determined the top ten U.S. cities where it’s easier for Gen Z to become homeowners. To determine the feasibility of Gen Z homeownership in the country’s 100 major cities, Point 2 Homes compared several metrics. 

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Erin Bendig
Personal Finance Writer

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.