Long-Term Care Insurance

6 Options to Fund Long-Term Care in Retirement
Long-Term Care Insurance

6 Options to Fund Long-Term Care in Retirement

It's not fun to think about, but if you boil down your choices a bit, making a plan for what could easily cost several thousand per month becomes less…
February 28, 2018
Long-Term Care Insurers Steering Through Tough Times
retirement

Long-Term Care Insurers Steering Through Tough Times

As the future of LTC insurance grows uncertain, make sure you check up on the stability of your insurer.
June 14, 2017
When Long-Term-Care Policies Kick In
insurance

When Long-Term-Care Policies Kick In

Most policies pay when you need help with two of six activities of daily living or you are cognitively impaired. And most have a waiting period of 60 …
June 12, 2017
Don’t Let Long-Term Care Costs Devastate Your Retirement
retirement

Don’t Let Long-Term Care Costs Devastate Your Retirement

Can you afford $8,000 per month for care? Chances are, you'll need it at some point. Some solutions to that pricey problem include long-term care insu…
May 8, 2017
Do You Have a Plan in Place for Long-Term Care?
retirement

Do You Have a Plan in Place for Long-Term Care?

Chances are, you’re going to need it someday, and luckily there are several options, including annuities and life insurance with an acceleration of th…
May 5, 2017
Older Veterans Often Miss Out on Long-Term-Care Benefits of Up to $2,210 Each Month
Long-Term Care Insurance

Older Veterans Often Miss Out on Long-Term-Care Benefits of Up to $2,210 Each Month

If you qualify, be sure to follow the rules to collect the Aid and Attendance benefits you've earned in service to our country.
February 8, 2017
Hybrid Insurance Policies Gaining Steam
long term care

Hybrid Insurance Policies Gaining Steam

If you can't afford traditional long-term-care insurance, a new strategy that combines life insurance with long-term-care benefits may be more practic…
January 18, 2017
Can You Be Held Responsible for Your Parents' Long-Term-Care Costs?
retirement

Can You Be Held Responsible for Your Parents' Long-Term-Care Costs?

Adult children could be sued by long-term-care facilities and siblings due to a little-known law.
December 30, 2016
Insurers No Longer Selling Long-Term-Care Policies
insurance

Insurers No Longer Selling Long-Term-Care Policies

Some insurers will continue to service existing policies; others will sell off your policy to another insurer.
December 22, 2016
Veterans Often Miss Out on the Long-Term Care Benefits They Deserve
Long-Term Care Insurance

Veterans Often Miss Out on the Long-Term Care Benefits They Deserve

If you qualify, be sure to collect the Aid and Attendance benefits you've earned in service to our country.
November 29, 2016
New Options for Seniors to Get Care at Home
home

New Options for Seniors to Get Care at Home

For relatively healthy seniors who don't want to live in a retirement community, continuing care at home can be key to maintaining independence.
October 5, 2016
Alternatives to Long-Term Care Insurance
Long-Term Care Insurance

Alternatives to Long-Term Care Insurance

Certain Federal workers are facing a big hike in long-term care premiums. Stay calm and explore other options.
September 29, 2016
4 Tax-Friendly Ways to Pay for Long-Term-Care Insurance
Long-Term Care Insurance

4 Tax-Friendly Ways to Pay for Long-Term-Care Insurance

Take the sting out of the cost of your insurance premiums.
September 15, 2016
Why You’re Still Protected if Your Long-Term-Care Insurer Goes Bust
business

Why You’re Still Protected if Your Long-Term-Care Insurer Goes Bust

Each state has special procedures in place to rescue insolvent insurers.
June 21, 2016
Options for Dealing With Rising Long-Term-Care Insurance Premiums
long term care

Options for Dealing With Rising Long-Term-Care Insurance Premiums

Buffeted by huge rate hikes, most policyholders are choosing to trim their coverage.
June 6, 2016
3 Ways to Lower Your Long-Term-Care Insurance Premiums
insurance

3 Ways to Lower Your Long-Term-Care Insurance Premiums

Can't afford higher premiums for long-term care insurance? Consider various options to trim your benefit instead.
June 6, 2016
Long-Term-Care Insurance for Less
insurance

Long-Term-Care Insurance for Less

Shorter-term policies save you thousands but still cover nearly every extended illness.
June 3, 2016
A Tax Break for Long-Term-Care Insurance Premiums?
Long-Term Care Insurance

A Tax Break for Long-Term-Care Insurance Premiums?

Most policies qualify for a tax write-off but only if you have substantial out-of-pocket medical expenses.
March 9, 2016
Tactics to Make Long-Term-Care Coverage Affordable
insurance

Tactics to Make Long-Term-Care Coverage Affordable

You may not need a pricey, fully loaded policy.
September 4, 2015
4 Secrets to Buying Long-Term-Care Insurance
long term care

4 Secrets to Buying Long-Term-Care Insurance

Policies are rising in price, while benefits are getting skimpier. Here's how to get the best deal for you.
April 27, 2015
Learn the Ins and Outs of Long-Term-Care Insurance
Long-Term Care Insurance

Learn the Ins and Outs of Long-Term-Care Insurance

Long-term care can be incredibly expensive -- so don't get caught without the proper insurance.
January 28, 2015
How to Buy Long-Term-Care Insurance
Long-Term Care Insurance

How to Buy Long-Term-Care Insurance

When to get it, how much you need and ways to cut the cost.
January 6, 2015
What You Must Know About Medicaid and Long-Term Care
Long-Term Care Insurance

What You Must Know About Medicaid and Long-Term Care

Medicaid pays for nursing-home care for those with little to no income and assets.
November 14, 2014
Paying Long-Term-Care Premiums With HSA Money
long term care

Paying Long-Term-Care Premiums With HSA Money

The amount you can withdraw from a health savings account tax-free to pay premiums depends on your age.
July 8, 2014
Options for Covering Long-Term-Care Costs
Long-Term Care Insurance

Options for Covering Long-Term-Care Costs

Facing scaled-back benefits and premium hikes, baby boomers can use several strategies to help cover future costs.
April 23, 2014
What Long-Term Care Costs Now
insurance

What Long-Term Care Costs Now

The national median rate for a private room in a nursing home rose more than 4% last year, to $240 per day.
April 23, 2014