Guides

Adoption Tax Credit: What You Need to Know for 2025 and 2026

Tax Credits Due to a new tax law and annual IRS inflation adjustments, adoption tax credit amounts are higher.

By Gabriella Cruz-Martínez

Is Prepaid Wireless Making a Comeback — and Can It Lower Your Phone Bill?

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Once seen as a budget alternative, prepaid wireless is attracting new attention as networks improve and shoppers look for flexible, lower-cost options.

By Paige Cerulli

Earned Income Tax Credit (EITC) 2025 and 2026: How Much Will You Get?

Tax Credits The refundable amount for workers with or without children is slightly higher this year. Here’s what you need to know.

By Gabriella Cruz-Martínez

Best Rewards Credit Cards

The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.

By Sean Jackson

How Much It Costs to Host a Super Bowl Party in 2026

Hosting a Super Bowl party in 2026 could cost you. Here's a breakdown of food, drink and entertainment costs — plus ways to save.

By Choncé Maddox

Why Your Home Insurance Might Not Protect You If Someone Else Lives There

Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.

By Paige Cerulli

7 Habits Rich People Swear By to Build and Maintain Wealth

Unlock the secret to lasting financial success by adopting the wealth-building habits of a high-net-worth individual.

By Ben Luthi

7 Signs You’re Secretly Getting Rich (and Don’t Even Know It)

From reduced financial stress to smart investing, here’s how to spot the subtle signs that your wealth is growing.

By Paige Cerulli

Mortgage Protection Insurance: What It Covers and When It Makes Sense

How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan.

By Paige Cerulli

Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For

Builder credits and below-market mortgage rates can ease affordability pressures, but the savings often come with trade-offs buyers should understand before signing.

By Choncé Maddox

Samsung Galaxy S25 Ultra for $4.99 a Month: A Closer Look at Verizon’s Deal

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Verizon’s aggressive pricing makes Samsung’s top-tier phone tempting, but the real cost depends on your plan and how long you stay.

By Carla Ayers

Are T-Mobile's Prepaid Perks a Home Run or a Strikeout?

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T-Mobile's prepaid lineup promises MLB.TV, T-Mobile Tuesdays and hotspot data. But do the perks make it worth switching?

By Choncé Maddox

Verizon Home Internet Is Offering Free Tech to New Customers

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Verizon’s latest home-internet promotion includes free tech, but the real savings depend on pricing, speed needs and how long you stay.

By Paige Cerulli

Online Banks Still Lead on Rates, But Is Switching Worth it Now?

As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.

By Paige Cerulli

Verizon’s 4-Line Phone Promo Offers Strong Value for Families Upgrading to Premium Devices

Families can upgrade to top-tier smartphones for $25 a line with Verizon’s newest offer.

By Paige Cerulli

How Much Would a $50,000 HELOC Cost Per Month?

Thinking about tapping your home’s equity? Here’s what a $50,000 HELOC might cost you each month based on current rates.

By Paige Cerulli

5 DIY Home Security Upgrades That Lower Insurance Costs

Boost home security with these five DIY upgrades — some may even qualify for a home insurance discount.

By Paige Cerulli

Giving Tuesday 2025: 'Every Small Act Makes a Major Difference'

GivingTuesday encourages generosity in any form, from donating to charity to helping your neighbors.

By Emma Patch

5 Unique Book-Inspired Trips Across America

There are five great trips to take across America that can immerse you in the culture of your favourite books.

By Brittany Leitner

Is Verizon’s 5G Home Internet Right for You?

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A look at pricing, perks and who gets the most value from Verizon’s home internet plans.

By Paige Cerulli

Bull Markets vs Bear Markets: The Differences Explained

No one can predict when markets will rise or fall, so it's good to be aware of the characteristics of bull markets vs bear markets.

By Mark R. Hake, CFA

Is Wireless Home Internet Right for You?

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Could T-Mobile’s affordable, no-fuss home internet be the everyday upgrade you’ve been waiting for? Here’s what to know before you sign up.

By Carla Ayers

Selling a Haunted House? What You Have to Tell Buyers (and What You Don’t)

You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history.

By Carla Ayers

Pet-Friendly Hotels That Go Beyond 'Dogs Allowed'

Here are some of the best destinations to take your pet on vacation.

By Brittany Leitner

A Vacation Home Sounds Dreamy, But Is It the Right Move for You?

A vacation home can be a relaxing getaway or a financial burden. Learn the pros and cons of owning a second home and how to decide if it fits your goals.

By Dori Zinn

No Passport? No Problem. Seven US Getaways That Feel Like an International Vacation

From Puerto Rico’s Caribbean flair to Santa Fe’s old world charm, these American destinations deliver a global travel experience — without the hassle of customs or currency exchange.

By Brittany Leitner

Nine Easy Home Hardening Projects That Also Save on Insurance

These easy home hardening projects can protect your home from the elements — and might lower your home insurance premium.

By Paige Cerulli