Student Loans
News, insights and expert analysis on student loans from the team at Kiplinger.
Latest
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Student Loan Tax Traps to Avoid in 2026Student Loans Student loan policy and some key tax rules have changed in recent years. Here's what you need to know.
By Kelley R. Taylor
Student Loans -
The $2,500 Tax Break for Paying Your Student LoanTax Deductions Do you qualify for the student loan interest deduction this year?
By Katelyn Washington
Tax Deductions -
The Silent 401(k) Drain Costing Thousands in Retirement GrowthTax Savings Millions of parents are cutting retirement savings to cover rising student debt. Discover three strategies to protect your future.
By Kate Schubel
Tax Savings -
Parent PLUS Caps Just Changed the Math on Paying for CollegeFor years, Parent PLUS filled whatever tuition gap was left over. Starting July 1, it comes with a hard ceiling. What should families do now?
By Sravani Atluri
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How High Earners Can Pay Off Student Loan Debt in 5 YearsBeing disciplined at the start of your career means you won't be carrying those financial burdens forever.
By Stephen B. Dunbar III, JD, CLU
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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What High Earners Miss by Refinancing Student Loans Too SoonHigh-earning young professionals often rush to get a better rate on student loans as soon as they're able. But it can pay to leave the options open for a while.
By Sravani Atluri
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Quiz: Do You Know Annuities? What About Recent Student Loan Changes and Boomer Retirement Challenges?Quiz The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about myths about annuities, Boomers' retirement reality check and OBBB changes to federal student loans.
By Kiplinger Staff
Quiz -
Student Loan Shake-Up: What the OBBB Means for Parent PLUS Borrowers, From a Financial Aid ExpertFor students starting a new program on/after July 1, 2026, loans will be capped at $20,000 annually, and parents can borrow no more than $65,000 total, a big change from the unlimited borrowing setup.
By Elaine Rubin
