IRAs
News, insights and expert analysis on iras from the team at Kiplinger.
Latest
-
Should the 2026 Midterm Sweep Change Your Estate Plan?A Democratic Congress could target the $15 million estate tax exemption and other estate planning rules. Here is how wealthy families should prepare.
By Maurie Backman
-
10 Reasons to Leave Your Heirs a Roth IRAIncluding a Roth IRA in your estate plan can secure a tax-free legacy for your family. But even a small error could leave your heirs with a big tax burden.
By Kathryn Pomroy
-
Why a $5 Million+ Portfolio Changes Your Entire Estate PlanThe federal estate tax might not touch your $5 million portfolio, but other issues can easily shrink your family's windfall. Here’s how to protect it.
By Jacob Schroeder
-
How the Ultra-Rich Can Protect Mega-IRA AssetsAccumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
By Mallon FitzPatrick, CFP®, AEP®, CLU®
-
16 Retirement Mistakes You Will Regret ForeverFrom saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
-
Roth IRAs: Convert an IRA or 401(k) to a Roth IRAAn IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.
By Maurie Backman
-
Should You Convert a Traditional IRA to a Roth After 60?retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.
By Kimberly Lankford
retirement -
The Average IRA Balance by Age and Generation in 2026A 36% increase in contributions versus a year ago and a bull market in stocks powered the average IRA account balance to a 10% increase in the second quarter of 2026.
By Adam Shell
-
Ask the Editor: Changes to 401(k) Catch-Up Contributions and MoreAsk the Editor Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.
By Joy Taylor
Ask the Editor
