Renuka Rayasam

Associate Editor, The Kiplinger Letter
Revamped Scoring Will Help Some Small Businesses Get Loans
business

Revamped Scoring Will Help Some Small Businesses Get Loans

The new credit score model will give banks more confidence to lend.
May 11, 2010
New Rules for Brokers May Help Investors
Business Costs & Regulation

New Rules for Brokers May Help Investors

But investors will pay a price for added protection. Trading fees are likely to rise.
May 4, 2010
Financial Crisis Probe Misses Mark
Business Costs & Regulation

Financial Crisis Probe Misses Mark

Politicians and others are stuck in the blame game, rather than working to fix fix root causes
April 12, 2010
Momentum Mounts For Financial Overhaul
Politics

Momentum Mounts For Financial Overhaul

Congress will remake the regulatory structure in an attempt to discourage excessive risk and protect consumers.
April 5, 2010
New Credit Card Rules Won’t Apply to Business Cards
Politics

New Credit Card Rules Won’t Apply to Business Cards

Congress worries about choking off credit to small businesses, so it won’t extend limits on penalty fees and other consumer protections to business ca…
March 29, 2010
A Bipartisan Deal on Banking Reform?
Politics

A Bipartisan Deal on Banking Reform?

Dodd's new bill includes GOP ideas, and he's ready to embrace more.
March 17, 2010
New Rules May Make Money Market Funds Safer
investing

New Rules May Make Money Market Funds Safer

But the trade-off -- low interest rates -- won’t make them popular with investors.
February 24, 2010
Credit Freeze Will Thaw in 2010
business

Credit Freeze Will Thaw in 2010

Banks will open their purse strings for the most worthy borrowers.
February 8, 2010
Government Moves to Rein in Debt Collectors
Business Costs & Regulation

Government Moves to Rein in Debt Collectors

Mistakes and harassment are cited as reasons for closer scrutiny from regulators. New laws could be next.
February 3, 2010
No More Instant Credit at the Cash Register?
credit & debt

No More Instant Credit at the Cash Register?

New Federal Reserve rules will make it harder for retailers to extend credit on the spot.
January 27, 2010
Congress to Bolster Small Business
business

Congress to Bolster Small Business

On tap: Increased SBA loan limits and more help with selling abroad.
January 22, 2010
Banks : This Week's Whipping Boys
Politics

Banks : This Week's Whipping Boys

Congress, the White House and regulators shift blame to Wall Street.
January 14, 2010
Beginning of the End For Economic Rescue
Business Costs & Regulation

Beginning of the End For Economic Rescue

Federal regulators will find getting out is much trickier than jumping in.
January 5, 2010
One Hurdle Scaled in Bank Reg Effort
Politics

One Hurdle Scaled in Bank Reg Effort

But the hard bargaining over details is yet to come.
December 29, 2009
Uncle Sam, Tech Venture Capitalist
Politics

Uncle Sam, Tech Venture Capitalist

As private investment slows, the Obama administration is looking to invest in early stage technology companies.
December 2, 2009
Feds to Step up Insurance Oversight
Business Costs & Regulation

Feds to Step up Insurance Oversight

First step: a new federal office. The option of a federal charter for insurers -- long regulated by the states -- could follow.
November 25, 2009
Shareholders Will Flex Some Muscle in Proxy Season
Business Costs & Regulation

Shareholders Will Flex Some Muscle in Proxy Season

The SEC is giving investors a lot more power, and they’re sure to use it.
November 17, 2009
Dodd Bucks White House on Financial Regulations
Business Costs & Regulation

Dodd Bucks White House on Financial Regulations

The Senate Banking chairman has a more radical idea for restructuring the nation’s banking and insurance industries.
November 10, 2009
Reforming the Credit Rating Agencies
Business Costs & Regulation

Reforming the Credit Rating Agencies

Unwinding the credit agencies' conflicts of interest means undoing decades-old habits
November 2, 2009
Congress Eyes Crackdown on Reverse Mortgages
Business Costs & Regulation

Congress Eyes Crackdown on Reverse Mortgages

Buyers should always beware, but seniors looking at reverse mortgages will soon get a little help from Uncle Sam, too.
October 23, 2009
The Art of Being Too Big to Fail
Business Costs & Regulation

The Art of Being Too Big to Fail

Try defining what makes a financial firm "too big to fail" and you come up with a lot of explanations that sound like the classic definition of obscen…
August 19, 2009
The Sisyphean Housing Problem
Economic Forecasts

The Sisyphean Housing Problem

The administration realizes it'll take more than carrots to get banks to rewrite mortgages for homeowners at risk of foreclosure.
August 5, 2009
Did Fannie Mae Cause The Economic Mess?
Politics

Did Fannie Mae Cause The Economic Mess?

The Humpty Dumpty economy has fallen off a wall, and while the government scrambles to put the pieces back together again, lawmakers are als…
March 30, 2009
Economic Team Banking on Confidence
Politics

Economic Team Banking on Confidence

The stimulus spigot is opening, the plan to save some homes from foreclosure is in place and the proposal to salvage financial system is nearly so.
March 13, 2009
Geithner, Summers in Good Cop/Bad Cop Routine
Politics

Geithner, Summers in Good Cop/Bad Cop Routine

It may be award season in Hollywood, but in Washington one duo is reprising their starring roles with just as much fanfare.
February 2, 2009