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Renuka Rayasam
Associate Editor, The Kiplinger Letter
Revamped Scoring Will Help Some Small Businesses Get Loans
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Revamped Scoring Will Help Some Small Businesses Get Loans

The new credit score model will give banks more confidence to lend.
May 11, 2010
New Rules for Brokers May Help Investors
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New Rules for Brokers May Help Investors

But investors will pay a price for added protection. Trading fees are likely to rise.
May 4, 2010
SEC Could Be Loser in Goldman Fight
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SEC Could Be Loser in Goldman Fight

The agency is taking a big gamble with its own reputation.
April 21, 2010
Small Businesses Get a Boost From Nonprofit Lenders
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Small Businesses Get a Boost From Nonprofit Lenders

A program created by Uncle Sam is helping firms that can’t otherwise find credit.
April 20, 2010
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Financial Crisis Probe Misses Mark
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Financial Crisis Probe Misses Mark

Politicians and others are stuck in the blame game, rather than working to fix fix root causes
April 12, 2010
Momentum Mounts For Financial Overhaul
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Momentum Mounts For Financial Overhaul

Congress will remake the regulatory structure in an attempt to discourage excessive risk and protect consumers.
April 5, 2010
Plan to Fix Home Loans Fixed -- Again
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Plan to Fix Home Loans Fixed -- Again

But the administration's new effort won't have much of an impact in the long run.
April 2, 2010
New Credit Card Rules Won’t Apply to Business Cards
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New Credit Card Rules Won’t Apply to Business Cards

Congress worries about choking off credit to small businesses, so it won’t extend limits on penalty fees and other consumer protections to business ca…
March 29, 2010
Obama's Student Loan Win Bittersweet
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Obama's Student Loan Win Bittersweet

The president got the overhaul he wanted but not the funding boost he sought.
March 25, 2010
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A Bipartisan Deal on Banking Reform?
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A Bipartisan Deal on Banking Reform?

Dodd's new bill includes GOP ideas, and he's ready to embrace more.
March 17, 2010
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Financial Reform: 90% Done
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Financial Reform: 90% Done

A bipartisan group of senators have already agreed on most of the key elements in a major overhaul.
March 4, 2010
New Rules May Make Money Market Funds Safer
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New Rules May Make Money Market Funds Safer

But the trade-off -- low interest rates -- won’t make them popular with investors.
February 24, 2010
Credit Freeze Will Thaw in 2010
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Credit Freeze Will Thaw in 2010

Banks will open their purse strings for the most worthy borrowers.
February 8, 2010
Government Moves to Rein in Debt Collectors
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Government Moves to Rein in Debt Collectors

Mistakes and harassment are cited as reasons for closer scrutiny from regulators. New laws could be next.
February 3, 2010
No More Instant Credit at the Cash Register?
Credit & Debt

No More Instant Credit at the Cash Register?

New Federal Reserve rules will make it harder for retailers to extend credit on the spot.
January 27, 2010
Congress to Bolster Small Business
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Congress to Bolster Small Business

On tap: Increased SBA loan limits and more help with selling abroad.
January 22, 2010
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Venture Capital on the Rebound
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Venture Capital on the Rebound

Investors are back in the hunt after a slow 2009, but they’ll be choosier than ever.
January 19, 2010
Banks : This Week's Whipping Boys
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Banks : This Week's Whipping Boys

Congress, the White House and regulators shift blame to Wall Street.
January 14, 2010
Federal Regulators Take the Ball And Run With It
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Federal Regulators Take the Ball And Run With It

Frustration with Congress and fear of GOP gains are pushing agency heads to act.
January 11, 2010
Beginning of the End For Economic Rescue
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Beginning of the End For Economic Rescue

Federal regulators will find getting out is much trickier than jumping in.
January 5, 2010
One Hurdle Scaled in Bank Reg Effort
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One Hurdle Scaled in Bank Reg Effort

But the hard bargaining over details is yet to come.
December 29, 2009
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Obama Ready to Go Head To Head With Bankers
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Obama Ready to Go Head To Head With Bankers

The president will personally urge the nation's top bankers to open the spigots for small business.
December 11, 2009
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Uncle Sam, Tech Venture Capitalist
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Uncle Sam, Tech Venture Capitalist

As private investment slows, the Obama administration is looking to invest in early stage technology companies.
December 2, 2009
Feds to Step up Insurance Oversight
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Feds to Step up Insurance Oversight

First step: a new federal office. The option of a federal charter for insurers -- long regulated by the states -- could follow.
November 25, 2009
Shareholders Will Flex Some Muscle in Proxy Season
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Shareholders Will Flex Some Muscle in Proxy Season

The SEC is giving investors a lot more power, and they’re sure to use it.
November 17, 2009
Dodd Bucks White House on Financial Regulations
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Dodd Bucks White House on Financial Regulations

The Senate Banking chairman has a more radical idea for restructuring the nation’s banking and insurance industries.
November 10, 2009
Reforming the Credit Rating Agencies
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Reforming the Credit Rating Agencies

Unwinding the credit agencies' conflicts of interest means undoing decades-old habits
November 2, 2009