Ken Nuss

Ken Nuss

CEO / Founder, AnnuityAdvantage

Retirement-income expert Ken Nuss is the founder and CEO of AnnuityAdvantage, a leading online provider of fixed-rate, fixed-indexed and immediate-income annuities. It provides a free quote and rate comparison service. He launched the AnnuityAdvantage website in 1999 to help people looking for their best options in principal-protected annuities.

Ken is widely recognized as a leading annuity expert. He's written articles for many publications and has been quoted in national newspapers and magazines. He holds insurance licenses in all 50 states. Ken first entered the financial services industry in 1986. Prior to launching AnnuityAdvantage, he was an investment representative with a full-service brokerage firm.

Phone: 800.239.0356 | E-mail: info@annuityadvantage.com | Website: www.annuityadvantage.com | Facebook: www.facebook.com/AnnuityAdvantage | LinkedIn: www.linkedin.com/company/2916437

Income Annuities Take Risk Out of Retirement
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annuities

Income Annuities Take Risk Out of Retirement

When used properly, annuities provide invaluable security, so why aren't more people going for them? A study has some insights and recommendations, wh…
May 4, 2022
New IRS Rule Lets Early Retirees Take More Money from Plans
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annuities

New IRS Rule Lets Early Retirees Take More Money from Plans

Substantially equal periodic payments are one way to avoid the 10% early withdrawal penalties from your IRA or 401(k), and fixed annuities can play a …
April 19, 2022
It’s IRA Season – Ensure Your Assets Are Optimally Invested
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annuities

It’s IRA Season – Ensure Your Assets Are Optimally Invested

When you’re making your final contributions for 2021, think hard about how to invest them. IRA annuities help reduce risk. Different types have distin…
March 14, 2022
Laddering Fixed-Rate Annuities Offers Rates That Beat Bank CDs, Plus Flexibility
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annuities

Laddering Fixed-Rate Annuities Offers Rates That Beat Bank CDs, Plus Flexibility

For reliable income in today’s low-interest rate environment, consider a collection of three- to five-year fixed-rated annuities. Multi-year guarantee…
February 20, 2022
Why Fixed-Rate Annuities Pay More than Bank CDs
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annuities

Why Fixed-Rate Annuities Pay More than Bank CDs

Have you looked at the interest rates CDs pay lately? If you’re underwhelmed, you may want to look into a fixed-rate annuity. Each has distinct pros a…
January 21, 2022
Schwab Intelligent Income vs. an Annuity: Which Is Better?
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annuities

Schwab Intelligent Income vs. an Annuity: Which Is Better?

True, Charles Schwab’s program offers flexible income options for retirees, but when you run the numbers, a good old-fashioned immediate annuity produ…
January 7, 2022
Some Creative Options to Reduce Investment Risk in IRAs
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annuities

Some Creative Options to Reduce Investment Risk in IRAs

CDs and bonds have a role, but less-used annuities can offer higher interest rates, secure principal and guaranteed income choices.
November 14, 2021
Annuities: How to Turn Retirement Savings into Retirement Income
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annuities

Annuities: How to Turn Retirement Savings into Retirement Income

An income annuity can convert your savings or a pension-plan lump sum into a lifetime stream of income. Here are the basics on how annuities work and …
October 27, 2021
How 2 Couples Covered Their Income Gaps for Life with Income Annuities
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annuities

How 2 Couples Covered Their Income Gaps for Life with Income Annuities

Here are the stories of two couples and how they took two different paths (using two different types of annuities) to provide enough guaranteed income…
September 27, 2021
How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
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annuities

How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy

Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. H…
August 31, 2021
Don’t Automatically Annuitize an Annuity – Shop Around First
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annuities

Don’t Automatically Annuitize an Annuity – Shop Around First

Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with t…
August 1, 2021
A Key to Spending without Worry in Retirement: Longevity Insurance
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annuities

A Key to Spending without Worry in Retirement: Longevity Insurance

This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, no…
July 19, 2021
How to Beat Inflation and Reduce Risk at the Same Time
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annuities

How to Beat Inflation and Reduce Risk at the Same Time

Retirees and pre-retirees are vulnerable to both market losses and inflation, so what can they do? Start by splitting your savings among three buckets…
July 7, 2021
Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
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annuities

Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral

Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that …
May 31, 2021
How to Offset Lower Social Security Benefits When a Spouse Dies
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annuities

How to Offset Lower Social Security Benefits When a Spouse Dies

When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
May 27, 2021
Is an Annuity a Good Choice for You? Questions to Ask
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annuities

Is an Annuity a Good Choice for You? Questions to Ask

Find out if you’re a good candidate for an annuity, and if so, which kind you might want to consider.
May 10, 2021
Waiting for Fixed Annuity Rates to Rise Doesn’t Pay
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annuities

Waiting for Fixed Annuity Rates to Rise Doesn’t Pay

If you like the guaranteed rates and tax deferral that fixed annuities offer, but you want to wait because you’re hoping rates will improve, think aga…
April 25, 2021
This Often-Overlooked Way to Fund Your Roth IRA Has Many Advantages
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annuities

This Often-Overlooked Way to Fund Your Roth IRA Has Many Advantages

A Roth annuity can create tax-free lifetime income during retirement or reduce your risk while saving for retirement.
April 8, 2021
One Beneficiary Mistake You Really Don’t Want to Make
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estate planning

One Beneficiary Mistake You Really Don’t Want to Make

Per capita or per stirpes? Ensure fairness across generations by choosing the right annuity or life insurance distribution method for your beneficiari…
March 23, 2021
How Savers Can Earn More on Their Money, and Do It Safely
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annuities

How Savers Can Earn More on Their Money, and Do It Safely

With interest rates perpetually doing the limbo (how low can they go?), here are three different types of fixed annuities that can be good alternative…
February 24, 2021
How Annuities Are Taxed
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annuities

How Annuities Are Taxed

Annuities offer powerful tax advantages, and a few (avoidable) pitfalls. How to cut your taxes and avoid surprises.
February 12, 2021
Annuities Just May Be the Broccoli of Retirement Planning
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annuities

Annuities Just May Be the Broccoli of Retirement Planning

Deferred income annuities are good for your long-term retirement health, but most people still don’t seem to crave them. But if you want to quit worry…
February 4, 2021
Retirees with a Guaranteed Income Are Happier, Live Longer
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annuities

Retirees with a Guaranteed Income Are Happier, Live Longer

Everyone with savings can secure a lifetime income, and that goes a long way toward peace of mind in retirement.
December 24, 2020
Review Your Finances Now to Keep on Track in 2021
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retirement

Review Your Finances Now to Keep on Track in 2021

A year-end review helps you cut taxes, build retirement savings, rebalance your portfolio and earn more interest.
December 14, 2020
Turned off by Low CD Rates? Consider a Fixed Annuity
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annuities

Turned off by Low CD Rates? Consider a Fixed Annuity

CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and tax-deferred.
November 27, 2020
Remove Financial Worries from Retirement with a Do-It-Yourself Pension
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annuities

Remove Financial Worries from Retirement with a Do-It-Yourself Pension

An annuity can yield guaranteed lifetime income — a private pension that can help you sleep at night.
November 4, 2020
How to Pick an Indexed Annuity
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annuities

How to Pick an Indexed Annuity

To help choose the right fixed indexed annuity for you, first decide which of these three main goals you have in mind. Identifying your top priority c…
October 5, 2020