Joan Goldwasser

Senior Reporter, Kiplinger's Personal Finance
7 Great Credit Cards for Students and Young Adults
Smiling African American woman shopping online with credit card and laptop
credit & debt

7 Great Credit Cards for Students and Young Adults

Not so long ago, any college student who could sign his name could qualify for a credit card.
October 7, 2013
Is My Money Still Safe?
investing

Is My Money Still Safe?

Here's what you need to know to protect your savings and investments.
February 15, 2013
Best Credit Cards for Holiday Spending
credit & debt

Best Credit Cards for Holiday Spending

If you carry a balance, a no-fee card with a 0% introductory rate may be right for you. Otherwise, consider a rewards card.
October 5, 2012
A New Watchdog for Credit Bureaus
credit & debt

A New Watchdog for Credit Bureaus

When it comes to credit report errors, a new federal agency has your back.
August 31, 2012
Switch to a Bank With Lower Fees
Credit & Debt

Switch to a Bank With Lower Fees

Follow these steps to ensure a smooth transition.
August 6, 2012
Beware Fees on Student ID Cards Doubling as Debit Cards
credit & debt

Beware Fees on Student ID Cards Doubling as Debit Cards

Don’t be swayed by your school’s logo on the plastic.
August 3, 2012
Where to Find Free Student Checking
Employment Participation Graph
Credit & Debt

Where to Find Free Student Checking

Many banks offer accounts with a no-minimum balance.
June 29, 2012
3 Rewards Credit Cards for Big Spenders
credit & debt

3 Rewards Credit Cards for Big Spenders

You can rack up points quickly with these cards.
June 18, 2012
Have It Your Way With This Credit Card
Charging at Dulles image
Credit & Debt

Have It Your Way With This Credit Card

Barclaycard Ring MasterCard encourages cardholders to join an online community.
May 7, 2012
Best Rewards Credit Cards for Small Businesses
Your Business

Best Rewards Credit Cards for Small Businesses

These cards can help business owners get cash back and discounts on supplies and services.
April 17, 2012
Credit Cards You Can Count On Overseas
credit & debt

Credit Cards You Can Count On Overseas

If you plan on traveling outside the U.S., consider getting a card with both a magnetic stripe and smart chip.
April 6, 2012
The Fees and Shortcomings of Celebrity-Endorsed Prepaid Debit Cards
credit & debt

The Fees and Shortcomings of Celebrity-Endorsed Prepaid Debit Cards

They may be trendy, but these cards carry fees and won't help you build credit.
March 2, 2012
The High Price of Cash Advances
credit & debt

The High Price of Cash Advances

Your car’s been towed and you bail it out by using your credit card to get a $200 cash advance at the nearest ATM.
February 3, 2012
Holiday Tipping Tip Sheet
Spending

Holiday Tipping Tip Sheet

Find out exactly how much you should tip your letter carrier, babysitter, hairstylist and other service providers at the end of the year.
January 5, 2012
Beware Auto-Enrollment in Overdraft Protection
dollar graphic
Credit & Debt

Beware Auto-Enrollment in Overdraft Protection

Keep tabs on your balance, or you could be forced to pay hefty fees.
January 3, 2012
Which Banks Get High Marks?
cost of pets graphic
Credit & Debt

Which Banks Get High Marks?

If you’re fed up with your bank’s excessive fees, low interest rates on savings and poor customer service, it may be time to make a change.
January 1, 2012
What to Do About Debit Card Fees
Dividend 15 by the numbers graphic
Credit & Debt

What to Do About Debit Card Fees

Bank of America’s announcement that early next year it would start charging most customers $5 a month to use their debit cards drew howls of protest.
January 1, 2012
Southwest's Less-Rapid Rewards
China Regional Funds graphic
Spending

Southwest's Less-Rapid Rewards

Say goodbye to Southwest Airlines' simple Rapid Rewards frequent-flier program.
January 1, 2012
How to Break Up With Your Bank
credit & debt

How to Break Up With Your Bank

Five steps to help you leave your current bank and start over somewhere else
December 2, 2011
Where to Score the Best Interest Rates on Your Savings
savings

Where to Score the Best Interest Rates on Your Savings

You can earn up to 2% and still sleep tight. Willing to take a risk? You could snag 4%.
December 2, 2011
Earn Higher Returns with Microloans
loans

Earn Higher Returns with Microloans

Microfinance investments can yield 5.5% or more -- often while helping schools and nonprofits.
December 2, 2011
Double Down on Credit Card Payments
credit & debt

Double Down on Credit Card Payments

Question: Should I suspend my retirement-plan contributions until I’ve paid off $22,000 of debt?John, a police commander, quit using his three credit …
November 7, 2011
Best Rewards Credit Cards, 2011
credit & debt

Best Rewards Credit Cards, 2011

Which rewards cards are most rewarding? We found nine great deals.
November 7, 2011
How Your Charity Measures Up
spending

How Your Charity Measures Up

Donors now have more tools to ensure their money is well spent.
November 2, 2011
The Risks in Your Digital Wallet
Dividend 15 by the numbers graphic
Credit & Debt

The Risks in Your Digital Wallet

In case of fraud, your legal protections may be limited.
October 5, 2011
Where to Take Your Credit Complaint
credit & debt

Where to Take Your Credit Complaint

The Consumer Financial Protection Bureau has opened a one-stop complaint center for all credit-card-related issues.
October 5, 2011
Why the Cash in Your Money Fund Is Safe
Dividend 15 by the numbers graphic
Saving

Why the Cash in Your Money Fund Is Safe

Fund sponsors are migrating toward strong European financial institutions.
September 30, 2011