When Will I Get My Stimulus Check?
That's the question on everyone's mind right now. For some people, payments have already arrived. For others, not until September. See when your payment is expected to arrive.


The IRS has already started sending out economic stimulus payments authorized by the Coronavirus Aid, Relief, and Economic Security (CARES) Act. According to The Washington Post, the IRS also has a timetable for getting checks to every American who is entitled to one. Unfortunately, though, not everyone will get paid right away. In fact, it looks like some Americans won't get stimulus money until September.
(Use our Stimulus Check Calculator to see how much you'll be getting. For additional information on stimulus checks and payments, see Your 2020 Stimulus Check: How Much? When? And Other Questions Answered.)
Direct Deposit Payments Are Going Out Now
The IRS has already started issuing electronic payments through direct deposit. More payments should arrive in taxpayers' bank accounts in the next couple of weeks.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.

Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Will you get an electronic payment? It depends on whether the IRS has your bank account information. If you signed up for direct deposit of a refund on your 2018 or 2019 tax return, then the IRS has all the information it needs to pay you electronically. If you haven't filed your 2019 return yet, you still might have time to file before the IRS issues your payment. You might even get a bigger stimulus check if you file your 2019 tax return now. (On the other hand, you could get more money by waiting to file your return—it all depends on your own situation.)
The IRS also has an online "Get My Payment" tool where you can check your payment status, confirm your payment type (direct deposit or paper check), and enter your bank account information for direct deposit if the IRS doesn't already have that information and they haven't sent your payment yet. (For more information on the tool, see Track Your Stimulus Check with the IRS's "Get My Payment" Tool.)
If you receive Social Security benefits and typically don't file a tax return, the IRS will use information from your Social Security benefits statement to calculate the stimulus check amount. They will also send your stimulus payment electronically if that's how you normally receive your Social Security payments.
For other people who usually don't file a tax return, the IRS has an online portal where you can file a "simple return" to provide your bank account information.
If a direct deposit payment is rejected (e.g., if the bank account information is incorrect), the IRS will mail you a paper check instead.
Paper Checks Will Take Longer
If the IRS has to send you a paper check, you won't get your payment until late April at best. And the higher your income, the longer it will take to get your money. (For taxpayers without children, stimulus check amounts are reduced to zero for single taxpayers with adjusted gross income above $99,000, head-of-household filers with AGI above $136,500, and joint filers with AGI above $198,000.) According to reports, here's the timetable the IRS plans to use for mailing paper stimulus checks:
IRS Schedule For Mailing Paper Checks
Taxpayer Income | Date Check Mailed |
---|---|
$0 to $10,000 | April 24 |
$10,001 to $20,000 | May 1 |
$20,001 to $30,000 | May 8 |
$30,001 to $40,000 | May 15 |
$40,001 to $50,000 | May 22 |
$50,001 to $60,000 | May 29 |
$60,001 to $70,000 | June 5 |
$70,001 to $80,000 | June 12 |
$80,001 to $90,000 | June 19 |
$90,001 to $100,000 | June 26 |
$100,001 to $110,000 | July 3 |
$110,001 to $120,000 | July 10 |
$120,001 to $130,000 | July 17 |
$130,001 to $140,000 | July 24 |
$140,001 to $150,000 | July 31 |
$150,001 to $160,000 | August 7 |
$160,001 to $170,000 | August 14 |
$170,001 to $180,000 | August 21 |
$180,001 to $190,000 | August 28 |
$190,001 to $200,000 | September 4 |
All Others | September 11 |
If you don't want to wait this long to get a stimulus check, file your 2019 tax return as soon as possible so that the IRS has the information it needs to send your payment electronically. If you otherwise aren't required to file a return, file a "simple return" on the IRS website. Or, when it's available, use the IRS "Get My Payment" tool to provide your bank account information.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Before coming to Kiplinger, Rocky worked for Wolters Kluwer Tax & Accounting, and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. He has also been quoted as an expert by USA Today, Forbes, U.S. News & World Report, Reuters, Accounting Today, and other media outlets. Rocky holds a law degree from the University of Connecticut and a B.A. in History from Salisbury University.
-
Amazon Ends Free Shipping Benefit Sharing with Non-Household Members
Starting October 1, Prime members will no longer be able to share shipping perks with those outside their household.
-
Big Tech Names Rise Above Broad Weakness: Stock Market Today
Some familiar names enjoyed solid rallies on the resolution of outstanding questions, but macro uncertainty hangs over the broader market.
-
Over Age 65? New $6,000 'Senior Bonus' Deduction Is Available Even If You Itemize
Tax Changes If you’re an older adult, a new bonus tax deduction could provide a valuable tax benefit. Here's how it works.
-
Another State Rebels Against Trump’s New 2025 Tax Law: What Now?
State Taxes Even if states adopt tax policies in the so-called ‘big beautiful bill,’ lawmakers may have workarounds at their fingertips.
-
Ask the Editor, August 29: Tax Questions on Estate and Gift Taxes
Ask the Editor In this week's Ask the Editor Q&A, we answer questions from readers on estate and gift taxes.
-
New Trump Tax Bill: Five Changes Homeowners Need to Know Now
Tax Changes Trump’s new tax legislation is reshaping how tax breaks for homeowners work.
-
Will You Get a ‘Surprise’ Tax Bill on Your Social Security Benefits in Retirement?
Retirement Taxes Social Security benefit payments might land you in hot water when filing 2025 taxes — here are three reasons why.
-
Ask the Editor, August 22: Tax Questions on What Congress Will Do Next
Ask the Editor In this week's Ask the Editor Q&A, we answer questions from readers on what Congress will do next with taxes.
-
Ask the Editor, August 15: Tax Questions on the OBBB, Tax Rates
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on the OBBB and changes, if any, to tax rates.
-
How the 2025 Child Tax Credit Rules Impact Single Parents
Tax Credits New changes to family tax credits, like the Child Tax Credit, will impact the eligibility of some households.