1. Save on Gas: The exhilarating drop in gas prices was welcome relief after last summer's run-up. But even at current prices, you can save big by altering your driving behavior.

Keep your cool. Easing up on aggressive driving can cut your fuel consumption by 35%. Speeding is the biggest culprit, but drag-race-inspired peal-outs and jerky lane changes also shave miles per gallon. SAVINGS: $400

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