River Cruises Offer More Scenery, Fewer Crowds
Considering a vacation on the water? River cruises provide a calmer, more intimate experience than mega-liners.
If you’d rather drift through quiet gorges with a small band of travelers than island-hop in the Caribbean on a packed mega-liner, consider a river cruise. At first glance, these calmer, more intimate voyages appear costlier than an ocean cruise. But river cruises are often less expensive overall. The savings start when you board: Even ships not designated as all-inclusive often include wine and beer, shore excursions, and more in the sticker price.
It’s easy to find a river cruise that suits your tastes. Themes range from jazz and beer to opera and Jewish heritage. Family-oriented trips are increasing, and surcharges for singles on some lines are disappearing. Seasoned cruise passengers will appreciate the choice of more-exotic destinations, such as Myanmar and the Mekong Delta. Interest is also increasing in American waterways, including the Mississippi River and the Columbia and Snake rivers in the Pacific Northwest.
Expect a more engaging experience than you’d get on an ocean liner. You’ll often dock in the heart of town and spend the day touring. “Excursions might take you to a castle or wine tasting, then you can come back and bike along the river,” says Colleen McDaniel, of CruiseCritic.com.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
For help narrowing the choices, read reviews on CruiseCritic.com, or consult a travel agent accredited by the Cruise Lines International Association (this is generally free). Save money by scheduling your cruise during the region’s more affordable shoulder season (early spring and late fall in Europe; the height of summer in Southeast Asia). Seek ways to cut costs without sacrificing too much. For example, choosing a window cabin instead of a balcony can save hundreds of dollars.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

-
I'm want to give my 3 grandkids $5K each for Christmas.You're comfortably retired and want to give your grandkids a big Christmas check, but their parents are worried they might spend it all. We ask the pros for help.
-
If You're Not Doing Roth Conversions, You Need to Read ThisRoth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could really work for you and your heirs.
-
Could Traditional Retirement Expectations Be Killing Us?A retirement psychologist makes the case: A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg.
-
Why It's Worth Booking a Winter VacationTravel Smart In the early months of the year, travel demand dips — and so do prices.
-
5 Ways to Save on a Trip to the 2026 Olympics in ItalyA guide to going to the Milan-Cortina 2026 Winter Olympics without breaking the bank.
-
The Best (and Worst) Airlines for Flight Delays and CancellationsWhich airlines should you book and which should you avoid if you want to make it to your destination on time?
-
Four Luxury Spa Resorts for Well-Heeled TravelersWe hand-picked these U.S. luxury spa resorts for their serenity, amenities and dedication to the comfort of older travelers.
-
Child-Free Cruises Perfect For Your Retirement CelebrationHow to find a bespoke ocean or river vacation for adults. Many of these options are smaller, charming river cruises, expeditions, or niche experiences.
-
Noctourism: The New Travel Trend For Your Next Trip"Noctourism" is a new trend of building travel and vacations around events and plans that take place at night. Take a look at some inspiring noctourism ideas.
-
My Husband and I Retired at 67 With $3.2 Million, But He's Frugal About Travel. How Can I Convince Him to Loosen Up?We asked financial planning experts for advice.
-
Cruise Lines Sue to Block Hawaii’s New Climate Tourism TaxState Tax Your vacation to the Aloha State could come at a higher price tag next year. Here’s why.