Advertisement
Travel

Be Health-Smart Before Traveling Overseas

Keep your health in mind when going abroad.

You've made all your preparations for that upcoming business conference in, say, Hong Kong or Mumbai, but one thing you may have overlooked is your health. Overseas travel can become a nightmare if you get sick. Before setting out, take measures to ease the pain in case your health falters abroad.

Advertisement - Article continues below

First, you may want to visit your doctor. If you have a medical condition, be sure to check with your doctor about precautions for traveling.

Find out what the health-care systems are like in the countries you'll be visiting. Many exotic places, such as Costa Rica, China and Thailand, offer good services, says travel expert Arthur Frommer, of Frommer's travel guides. But some countries, such as Vietnam, do not.

Also, check out the health conditions. The Centers for Disease Control and Prevention provides information on diseases worldwide and the precautions you should take (www.cdc.gov/travel; 877-394-8747). The World Health Organization (www.who.int/ith) lists countries that require vaccinations and provides other health-related information for overseas voyagers.

In addition to doing a little research, take these steps to help ensure a healthy trip.

Review your health insurance. Many insurance policies don't pay for medical expenses overseas, so check your coverage carefully.

Advertisement
Advertisement - Article continues below

If you need coverage, Frommer says, "it's an absolute necessity to get a good comprehensive policy." He suggests checking InsureMyTrip.com, which offers policies from major travel-insurance companies.

Advertisement - Article continues below

Make sure the policy covers medical evacuations, which could cost you $50,000 without coverage. Also ask about any exclusions.

Toting medication. If you're on medication for a chronic condition, take an extra supply of your medicines, and pack one in your carry-on bag and the other in checked bags.

In case you need to fill a prescription, carry copies of the generic names of your medicines, because the brand names may be different overseas. Bring medicines in the original containers, with your name on the labels.

Also, take copies of your prescriptions. If you travel with needles or prescribed narcotics, having a doctor's letter explaining your medical needs will make it easier to get through security and customs.

If you carry more than three ounces of liquid medicines, you'll need to have them inspected by airport security. For the latest requirements, check with the Transportation Security Administration (www.tsa.gov, click "For Travelers"; 866-289-9673).

If you get sick. The U.S. embassy or consulate can provide a list of local English-speaking doctors. Frommer advises getting a free directory of English-speaking doctors around the world from the nonprofit International Association for Medical Assistance to Travellers (www.iamat.org; 716-754-4883). There's also a clinic directory on the International Society of Travel Medicine Web site (www.istm.org).

EDITOR'S NOTE: This story is adapted from an article that was originally published in Kiplinger's Retirement Report. To subscribe, click here.

Advertisement

Most Popular

2020 Stock Market Holidays and Bond Market Holidays
Markets

2020 Stock Market Holidays and Bond Market Holidays

Is the market open today? Take a look at which holidays the stock markets and bond markets take off in 2020.
July 1, 2020
HSAs Get Even Better
Financial Planning

HSAs Get Even Better

Workers have more options with flexible spending accounts, too.
July 2, 2020
What Are the Income Tax Brackets for 2020 vs. 2019?
tax brackets

What Are the Income Tax Brackets for 2020 vs. 2019?

The IRS unveiled the 2020 tax brackets, and it's never too early to start planning to minimize your future tax bill.
June 20, 2020

Recommended

Sales Tax Holidays in 2020
state tax

Sales Tax Holidays in 2020

Sixteen states are having sales tax holidays this year. If you plan your shopping around these tax-free periods, you can save big on back-to-school cl…
July 1, 2020
13 Luxury Goods That Are Cheaper at Costco
spending

13 Luxury Goods That Are Cheaper at Costco

You could be missing out on huge savings: Costco sells a limited selection of luxury goods at discounted prices, both in-store and online.
June 27, 2020
COVID-19: A Once-in-a-Lifetime Chance to Change Our Spending Habits
spending

COVID-19: A Once-in-a-Lifetime Chance to Change Our Spending Habits

The coronavirus pandemic has changed everything, including how we spend money. Are you spending less right now? Many people are. Here’s how to make th…
June 17, 2020
24 Best Travel Websites to Save You Money
spending

24 Best Travel Websites to Save You Money

Traveling is fun and you can do it without breaking the bank — you just have to know where to go online first.
June 12, 2020