Wondering which funds are best to smooth out market volatility and fight rising inflation, or which stocks to buy in an aging bull market? Looking for the credit card with the most-lucrative rewards or the cell-phone plan that offers the most bang for your buck? We’ve got you covered.
Our staff compiled their top picks for stocks, mutual funds and exchange-traded funds for times like these; credit cards, banks, tax software and cell-phone plans for all types of users; tech that will protect you from identity thieves; and websites that will save you money on everything from prescription drugs to hotels.
Best Actively Managed Vanguard Funds
Vanguard is synonymous with index investing. But if you limit yourself to the firm’s passive strategies, you’ll miss some gems. We take a look at four funds that are open to new investors; some must be purchased directly through Vanguard.
3 Best Stocks for an Old Bull
Wring the all the gains you can out of an aging bull market with stocks that tend to do well in the late stages of an upturn. Companies in sectors that balance growth and yield, such as information technology, industrial and materials firms, are well-positioned to take advantage of current market conditions. Here are a few stocks to consider.
5 Best Moves for Your Portfolio
These portfolio moves will help boost the income you get from your portfolio, shield it from inflation and make it less volatile, too. Take a look.
The Best Rewards Credit Cards, 2018
If you're not taking advantage of a rewards credit card, you could be leaving a heap of money on the table. To help you sort through the many options, we've divided the universe of rewards cards into categories and selected winners and honorable mentions in each.
The Best Bank for You, 2018
On the lookout for a better bank? Maybe you should be. Fees on deposit accounts keep rising. And even though the Federal Reserve is on a mission to push up short-term interest rates, many banks (especially larger brick-and-mortar institutions) are dragging their feet when it comes to raising yields on savings and other accounts. Luckily, we found banks and credit unions that still aim to do right by their customers.
Best Checking and Savings Accounts
High-Yield Checking. The Consumers Credit Union (Illinois) Free Rewards Checking (opens in new tab) account recently offered 5.09% on a balance of up to $10,000 if you meet several monthly requirements, including making 12 debit card purchases totaling at least $100, having direct deposits or other transfers into your account of at least $500 and spending at least $1,000 on a CCU credit card (the yield drops to 3.09% with no credit card). You’ll also get unlimited refunds of out-of-network ATM fees nationwide if you meet the monthly requirements. Join CCU by paying a $5 fee to the Consumers Cooperative Association and depositing $5 into a savings account.
No-Strings Checking. The online MemoryBank EarnMore Checking Account (opens in new tab) pays 1.6% on up to $250,000 with no monthly fee, minimum-balance or activity requirement ($50 deposit to open the account). It offers access to more than 92,000 surcharge-free ATMs.
Savings. Ken Tumin of DepositAccounts.com (opens in new tab) recommends two free accounts: PurePoint Financial Online Savings (opens in new tab), yielding 2.15% on balances of $10,000 or more, and SFGI Direct Savings Account (opens in new tab), paying 1.91% ($500 opening deposit required).
Best Money Software and Web Sites
From free tax software to finding the best deals online on prescription drugs, our recommendations will help you cut back on your spending costs and help preserve your bottom line.
Best Phone Plans for Every Type of User
When choosing a phone plan, talk and text are the least of your concern; your cost will largely depend on how many users (lines) you choose and how much data you expect to use. Here are our top picks.
Best Services for Online Security
There are several online tools that can help protect you and your family from digital crime. We’ve assembled some of the most trustworthy services that won’t empty out your wallet in the process.
How Parents Can Teach Their Kids About Cryptocurrency
Starting with explaining the concept of money to begin with can help them grasp the concept of digital currencies.
By Neale Godfrey, Financial Literacy Expert • Published
How Do You Overcome Stage Fright? These 6 Tips Can Help
Many people fear public speaking more than they fear death, yet advancing professionally could depend on whether you make a good impression when you step up to the microphone.
By H. Dennis Beaver, Esq. • Published
The Best Cash Back Credit Cards
Smart Buying Looking for the credit card that pays the most cash back? These lenders pay the most, with the minimum hassle.
By Lisa Gerstner • Published
I-Bond Rate Is 6.89% for Next Six Months
Investing for Income If you missed out on the opportunity to buy I-bonds at their recent high, don’t despair. The new rate is still good, and even has a little sweetener built in.
By David Muhlbaum • Last updated
What Are I-Bonds?
savings bonds Inflation has made Series I savings bonds enormously popular with risk-averse investors. So how do they work?
By Lisa Gerstner • Last updated
Netflix Password Sharing Crackdown: What Will It Cost You?
After threatening to limit the popular practice of password sharing for months, the streaming giant has outlined a plan to make it happen.
By David Muhlbaum • Last updated
Your Guide to Open Enrollment 2023
Employee Benefits Health care costs continue to climb, but subsidies will make some plans more affordable.
By Rivan V. Stinson • Published
Watch Out for Flood-Damaged Cars from Hurricane Ian
Buying & Leasing a Car In the wake of Hurricane Ian, more flood-damaged cars may hit the market. Car prices may rise further because of increased demand as well.
By Bob Niedt • Last updated
This New Sustainable ETF’s Pitch? Give Back Profits.
investing Newday’s ETF partners with UNICEF and other groups.
By Ellen Kennedy • Published
What You Need to Know About Life Insurance Settlements
life insurance If your life insurance payments don’t seem worth it anymore, consider these options for keeping the value.
By David Rodeck • Published