When Couples Divorce, Who Gets Fido? 'Pup Nups' Can Help
COVID-19 stay-at-home orders have some side-effects: Pet adoptions are up ... and divorces soon may be, too. This highlights the need for "pup nups," specially written prenups with our furry friends' best interests at heart.
Thanks to sheltering in place during the coronavirus crisis, many animal shelters are empty these days. The pet adoption boom we are currently seeing is heartwarming, and a silver lining to the more anxiety-producing aspects of COVID-19. However, as families expand by welcoming a new furry friend, they need to do more planning than just figuring out how to manage vet visits and provide animal socialization in a world that requires social distancing.
“Pup nups” can help when animal owners’ relationships end up on the rocks. Having this protection for your pet could be more important now than ever, considering the trends in divorce rates during these stressful times. China is reporting a record-high number of divorce requests in recent weeks, with some districts even maxing out the number of appointments available at local government offices. This trend is expected to reach the United States when the economy — and divorce courts — reopen.
Fighting for Pet Custody in Court
Divorce is not pretty. We’ve all heard the heart-wrenching stories of custody battles over children, but less commonly talked about are the fights over who will keep the family pet. More and more couples are ending up in court, battling over their pets. According to the American Academy of Matrimonial Lawyers, 27% of the lawyers they surveyed noticed an uptick in the numbers of couples fighting over pet custody in the previous five years. Dogs seemed to ignite the most conflict, as 88% of the court cases involved pups. Cats trailed far behind at 5%; horses were involved in 1% of the cases; and the “other” category, including snakes and more, made up 6%.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
There are many laws that safeguard our children and ensure they get the best care and support in custody decisions. However, protections for pets are non-existent. In divorce agreements, pets are considered to be personal property or a possession, like fine china or a couch, and, typically, the pet ownership would go to the spouse who initially paid for their animal companion. Recently, Alaska, California and Illinois passed legislation to ensure that pets are treated differently than property, and that their well-being gets taken into consideration during the custody battle.
Four pets each week end up in shelters in the United Kingdom as a result of a relationship breakdown, according to the animal charity Blue Cross. In some instances, the couple can’t agree on who gets the pet, or, in a more disturbing scenario, one partner takes the dog or cat to a shelter as revenge on the other partner. Scheming spouses may also use the pet as a bargaining chip with the hopes that their partner will waiver on other important issues, such as finances.
Taking Proactive Measures for Pets’ Sake
In an effort to prevent sad ramifications of the Wild West nature of this area of the law, some pet-adoption organizations have started to ask up front, when a couple is first adopting a pet, who will keep this new member of the family if the couple splits. And now, in addition to a regular prenuptial agreement, an engaged couple can also sign a prenuptial agreement for their pet. Such a “pup nup” is meant to protect more pets in the event of marital breakups and save couples thousands of dollars in legal fees in the event of a split.
According to Jaime Weiss, a seasoned matrimonial attorney who has seen many divorce cases involving beloved family pets, “Many clients are also keenly focused on the cost of pet care going forward: veterinarian expenses, doggie day care, boarding, grooming, toys, nutrition and dog walkers, to name a few. This has become big business and requires attention and allocation.” Fortunately, a pup nup agreement would protect the couple’s pet and ensure that it will receive ongoing support and care in a way that is agreed upon by both partners, in the event of a separation or divorce. Many couples have used pup nups to lay out split custody agreements and schedules, and in many cases, financial support for the pet, similar to child support.
The Pup Nup Thought Process
Families going through divorce can set up their pet’s visitation schedule to sync with the custody schedule of their child. This can help a child navigate the divorce more easily, and not add to the trauma of being away from a comforting furry friend during an already stressful time. Although many parts of these agreements are not enforceable by the court, the beauty of the pup nup is that it lays out a game plan for the pet that was thought through in a calmer, less contentious moment, when the parties were probably only thinking of their pet’s welfare, and not clouded by emotion.
This important document is meant to keep the stress of decision-making about the beloved family pet out of the cold courtroom and gives the family some guiding principles to follow in an area where guidelines — for now at least — are sorely lacking.
Drawing Up Your Own Pup Nup
In order to obtain a pup nup, couples can contact a matrimonial attorney. Although this is a relatively new type of legal document, an experienced lawyer should be able to help you put this planning in place. While there are websites that boast easy-to fill-out pup nup agreements, these documents can do more damage than good. The money that you save with a one-size-fits-all online form could end up costing you down the line in the form of expensive litigation and court fees. The fill-in-the-blank online forms do not always say what you think they say, and boilerplate forms cannot be tailored to your specific situation and your pet’s needs.
Unfortunately, some states may not be able to uphold pet custody agreements yet. If this is the case for where you live, the two members of the separating couple must decide how to move forward and whether they choose to honor the agreement they originally put in place.
Like every other member of the family, pets are not excluded from the consequences of divorce. We must do what we can to protect their well-being for their entire lives.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Stacy is a nationally recognized financial expert and the President and CEO of Francis Financial Inc., which she founded over 20 years ago. She is a Certified Financial Planner® (CFP®), Certified Divorce Financial Analyst® (CDFA®), as well as a Certified Estate and Trust Specialist (CES™), who provides advice to women going through transitions, such as divorce, widowhood and sudden wealth. She is also the founder of Savvy Ladies™, a nonprofit that has provided free personal finance education and resources to over 25,000 women.
-
Dow, S&P 500 Rise to New Closing Highs: Stock Market TodayWill President Donald Trump match his Monroe Doctrine gambit with a new Marshall Plan for Venezuela?
-
States That Tax Social Security Benefits in 2026Retirement Tax Not all retirees who live in states that tax Social Security benefits have to pay state income taxes. Will your benefits be taxed?
-
QUIZ: What Type Of Retirement Spender Are You?Quiz What is your retirement spending style? Find out with this quick quiz.
-
This Is How Early Retirement Losses Can Dump You Into Financial Quicksand (Plus, Tips to Stay on Solid Ground)Sequence of returns — experiencing losses early on — can quickly deplete your savings, highlighting the need for strategies that prioritize income stability.
-
How an Elder Law Attorney Can Help Protect Your Aging Parents From Financial MistakesIf you are worried about older family members or friends whose financial judgment is raising red flags, help is out there — from an elder law attorney.
-
Q4 2025 Post-Mortem From an Investment Adviser: A Year of Resilience as Gold Shines and the U.S. Dollar DivesFinancial pro Prem Patel shares his take on how markets performed in the fourth quarter of 2025, with an eye toward what investors should keep in mind for 2026.
-
Is Your Emergency Fund Running Low? Here's How to Bulk It Back UpIf you're struggling right now, you're not alone. Here's how you can identify financial issues, implement a budget and prioritize rebuilding your emergency fund.
-
An Expert Guide to How All-Assets Planning Offers a Better RetirementAn "all-asset" strategy would integrate housing wealth and annuities with traditional investments to generate more income and liquid savings for retirees.
-
7 Tax Blunders to Avoid in Your First Year of Retirement, From a Seasoned Financial PlannerA business-as-usual approach to taxes in the first year of retirement can lead to silly trip-ups that erode your nest egg. Here are seven common goofs to avoid.
-
How to Plan for Social Security in 2026's Changing Landscape, From a Financial ProfessionalNot understanding how the upcoming changes in 2026 might affect you could put your financial security in retirement at risk. This is what you need to know.
-
6 Overlooked Areas That Can Make or Break Your Retirement, From a Retirement AdviserIf you're heading into retirement with scattered and uncertain plans, distilling them into these six areas can ensure you thrive in later life.