When you retire, you should expect to draw on your investments for as long as 30 years. That means you'll be caught among several investment objectives. Clearly, you cannot afford big losses. Yes, you need dividend and interest income. Most of all, you need growth to protect yourself against inflation.
To achieve these goals, fresh retirees should place at least 50% of their investments in stocks or stock funds. Consider taking a portion of what you have in bonds or in cash and buy an income annuity that pays a monthly benefit for the rest of your life. The older you are at the time of purchase, the larger the payout.
| Row 0 - Cell 0 | 1. Get a Checkup |
| Row 1 - Cell 0 | 2. Set Your Budget |
| Row 2 - Cell 0 | 3. Do a Dry Run |
| Row 3 - Cell 0 | 4. Choose Your Date |
| Row 4 - Cell 0 | 5. Consider an Annuity |
| Row 5 - Cell 0 | 6. Roll It Over |
| Row 6 - Cell 0 | Investing in Retirement |
| Row 7 - Cell 0 | Extreme Early Retirement |
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