Ride a Roth to Riches

You don't need to work hard to make a million bucks. Invest in a Roth IRA, and let the power of tax-sheltered compound interest do all the work for you.

Want to make a million dollars? You have two choices: work hard or hardly work.

Personally, the latter sounds good. Sure, you can put your nose to the grindstone, pull long hours or follow that entrepreneurial spirit to build your wealth. But you can also reach your goal without hardly lifting a finger. All it takes is setting up a sweet little retirement account called a Roth IRA and letting it ride.

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Erin Burt
Contributing Editor, Kiplinger.com