It's Never Too Late for These 5 Financial Resolutions

Less than a third of Americans resolved to achieve financial stability in 2019. Here are five easy ways to buck the trend and make a positive difference in your own financial life this year.

(Image credit: Diego Cervo/Roberto Fumagalli (Diego Cervo/Roberto Fumagalli (Photographer) - [None])

We are already well into 2019, and you, like many of us, may have already broken your New Year’s resolution. Personally, I gave up sweets for a grand total of half an hour this year — a new record! Making and keeping a resolution or new habit can be challenging, but the idea of starting the year with a clean slate and improved habits certainly has its appeal.

While some Americans may choose to make big resolutions, sometimes the smaller, day-to-day ones are really the ones that can have the largest impact. This is particularly true when it comes to resolving to better manage finances. Making small resolutions and taking some initial first steps in 2019 can help put you on track for financial stability for years to come. And it is not too late to start.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Kelly LaVigne, J.D.
Vice President, Advanced Markets, Allianz Life

Kelly LaVigne is vice president of advanced markets for Allianz Life Insurance Co., where he is responsible for the development of programs that assist financial professionals in serving clients with retirement, estate planning and tax-related strategies.