Want More Money in Retirement? Spend Less

There are many simple ways to reduce spending without diminishing your quality of life.

I find it depressing to look at the balances in my retirement savings plans, as I did the other day. For all the years of socking away money in my nest egg, there doesn't seem to be much to show for it.

CALCULATOR: Do You Have Enough to Retire?

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Chris Farrell
Contributing Columnist, Kiplinger.com