Death of a Spouse: The Under-Discussed Risk in Retirement

It often can mean the surviving spouse will be forced to get by on a lower income, but proper preparation can help.

(Image credit: YinYang)

Investing, in general, involves risk. Some of the risks most often discussed are market risk, inflation risk and reinvestment risk. These risks, and others, are present both before and after retirement. However, one under-discussed risk in retirement income planning is the death of a spouse.

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Craig Hammer, Broker, Investment Adviser
Partner, Prosperity Partners Wealth Management

Craig Hammer specializes in formulating customized client investment strategies utilizing an interactive process which reveals strengths, weaknesses, gaps and plan option solutions.