Sponsored

As Retirement Plans Take Shape, “Aha” Moments Abound

When they think about retirement, many people have two big concerns.

When they think about retirement, many people have two big concerns. First, they worry they won’t have enough money to support their lifestyle. Second, they fear their money won’t last. To help put their concerns to rest, pre-retirees need answers to questions many of them don’t even know to ask.

The financial advisory team at Thrive Capital Management, LLC, led by longtime industry veterans David Bezar, Karen Bezar, and Bret Elam, specializes in answering those unasked questions. Whether in client meetings, during their weekly Thrive Retirement Roadmap radio show (1210 AM WPHT in Philadelphia), or through public seminars, Thrive’s advisors work to empower people with financial knowledge so they can live the retirement theyalways envisioned.

“When we meet people for the first time, we initiate conversations they didn’t know they needed to have at this stage of life,” David says. “Breakthroughs like these can be life-changing.”

In-Depth PlanningLeaves No Stone Unturned

Through all four steps of its comprehensive financial planning process, the Thrive team brings critical concerns to the forefront and proposes creative solutions in areas that may not have been previously addressed. Clients learn, for example, strategies that might allow them to pay zero taxes on long-term capital gains or IRA income, maximize their Social Security benefits, and minimize tax liabilities. In some cases, clients are surprised to discover they can retire earlier than they’d planned.

“Many people assume they must wait till a certain age to start taking distributions from their retirement accounts,” Bret says.

“We show clients how they can buck conventional wisdom by planning for tax efficiency and covering healthcare costs before Medicare kicks in. Our job is to get people to think differently and help them achieve goals they once thought impossible.”

Thrive is also dedicated to serving the unique financial planning needs of women. Karen says she’s passionate about encouraging women to pay close attention to their finances to help them enjoy long-term security and financial peaceof mind.

“In many cases, women put off or ignore important financial issues,” Karen says. “Or they find that after the death of their spouse, their financial situation is much different than they thought it was. When women tell me, ‘You’ve really opened my eyes,’ it’s heartening to know they’re taking control of their future.”

Client Centered, Service Driven

As an independent, fee-based Registered Investment Advisor, Thrive is wholly dedicated to serving its clients’ best interests. The firm provides an initial hour-long Thrive Retirement Roadmap ReviewSM free of charge, and if a client relationship results, the team addresses every financial need in house: investment planning, Social Security planning, tax planning,IRA conversions, and more.

Thrive’s advisors are equally committed to serving the greater good. As a state chapter president of the Society for Financial Awareness (SOFA), David is an outspoken advocate for financial education. He and his team are always looking for new opportunities to give back to the community by sharing their knowledge.

“Our goal is to inform as many people as we can,” David says. “We want them to understand how to prepare for retirement so they can thrive and be happy once they’re in it.”

Investment advisory services are offered by Thrive Capital Management, LLC, a registered Investment Advisor in the State of PA. Insurance products and services are offered through Thrive Financial Services. Thrive Capital Management, LLC and Thrive Financial Services areaffiliated companies.

This content was provided by Financial Service Directory. Kiplinger is not affiliated with and does not endorse the company or products mentioned above.

Most Popular

Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Get an Answer
Coronavirus and Your Money

Where's My Stimulus Check? Use the IRS's "Get My Payment" Portal to Get an Answer

The IRS has an online tool that lets you track the status of your second stimulus check.
January 18, 2021
When Could We Get a Third Stimulus Check?
Coronavirus and Your Money

When Could We Get a Third Stimulus Check?

President Biden and others in Congress are pushing for a third-round of stimulus checks, but it might be a while before we get them.
January 20, 2021
Don’t Have a Pension? The SECURE Act Could Help
retirement planning

Don’t Have a Pension? The SECURE Act Could Help

If you’re worried about retirement, the SECURE Act has a lot to offer. It has several provisions to allow people to save more, for more years — and it…
January 22, 2021

Recommended

Are There Cracks in Your Pension Plan?
retirement

Are There Cracks in Your Pension Plan?

You're counting on pension benefits in retirement. But how secure is your pension plan? We offer some guidance, including a pension calculator, to hel…
December 28, 2020
33 States with No Estate Taxes or Inheritance Taxes
retirement

33 States with No Estate Taxes or Inheritance Taxes

Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
December 24, 2020
Doug Glanville on Race, Sports — and Personal Finance
personal finance

Doug Glanville on Race, Sports — and Personal Finance

Kiplinger contributor (and former Major League Baseball player) Doug Glanville shares insights from years playing the game — and investing. Also, what…
December 22, 2020
Your Financial Adviser Wants to Retire, Too
Financial Advisers

Your Financial Adviser Wants to Retire, Too

As the wealth management industry faces a wave of retirements, it's time for you to consider whether your adviser has a succession plan -- and what yo…
December 10, 2020