5 Things New College Grads Really Need to Know About Money

These tips from financial professionals can help you enter the real world on the right foot.

Congratulations, graduates! You've successfully completed your school days and are ready to enter the real world. To quote Monica from Friends, "It sucks. You're gonna love it."

Leaving behind the stresses of term papers and final exams, you're bound for an onslaught of new challenges—many of which will be money-related. In order to face them all head on and achieve financial independence, consider these five pieces of advice from smart financial experts, who are all contributors to the Kiplinger Wealth Creation Channel.

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Stacy Rapacon
Online Editor, Kiplinger.com

Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties.

Before joining Kiplinger, Rapacon worked as a senior research associate at b2b publishing house Judy Diamond Associates. She holds a B.A. degree in English from the George Washington University.