Great Free and Low-Cost Online Tools to Manage Your Money

These online resources will help you get your finances in order.

(Image credit: Dutko)

If you’re up for the task of organizing your finances on your own, you’ll find no shortage of free or low-cost online tools to help you do the job. With a budgeting app such as, for example, you can track bank, credit card and loan balances, monitor your investment portfolio, set savings goals, and see your credit score. HelloWallet ($100 a year or free as an employee benefit from participating companies) also provides budgeting and investment-tracking tools, plus a financial-wellness score that digs into such areas as insurance coverage and emergency savings. You can use a calculator that determines how much you should have in your emergency cash stash free at HelloWallet.'s Retirement Savings Calculator estimates the future value of your retirement savings and projects how much you need to save monthly to meet your goal.

Subscribe to Kiplinger’s Personal Finance

Be a smarter, better informed investor.

Save up to 74%

Sign up for Kiplinger’s Free E-Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

To continue reading this article
please register for free

This is different from signing in to your print subscription

Why am I seeing this? Find out more here

Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.